Fox River Grove Collection Lawyer, Illinois

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jack Bradley Fishman

Collection, Bankruptcy, Animal Bite, Corporate

Status: In Good Standing Licensed: 38 Years

CONTACT

1301 Pyott Rd, Lake In The Hills, IL 60156

Jack Fishman

Collection, Bankruptcy, Animal Bite, Corporate

Status: In Good Standing Licensed: 38 Years

CONTACT

1301 Pyott Rd, Lake In The Hills, IL 60156

Rosemary S. Berquist

Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

117 South Cook Street, Barrington, IL 60010

Jay Miller

Estate Planning, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 57 Years

CONTACT

300 Lageschulte St, Barrington, IL 60010

David Robert Gervais

Divorce, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

Mchenry County Government Ctr, Crystal Lake, IL 60098

David Gervais

Divorce, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

Mchenry County Government Ctr, Crystal Lake, IL 60098

Rita A Mcdade

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

445 Park Ave, Cary, IL 60013

Isaac Samuel Schreibman

Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

27763 W Lakeview Dr N, Barrington, IL 60084

Isaac Schreibman

Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

27763 W Lakeview Dr N, Barrington, IL 60084

Richard P. Spicuzza

Litigation, Business & Trade, Contract, Collection

Status: Inactive Licensed: 60 Years

CONTACT

320 W Russell St, Barrington, IL 60010

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Fox River Grove Collection Lawyer, Illinois

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jack Bradley Fishman

Jack Fishman

Rosemary S. Berquist

Jay Miller

David Robert Gervais

David Gervais

Rita A Mcdade

Isaac Samuel Schreibman

Isaac Schreibman

Richard P. Spicuzza

TIPS

LEGAL TERMS

PRESUMED ABUSE

CREDIT COUNSELING

ACCORD AND SATISFACTION

CHAPTER 13 PLAN

MEANS TEST

GARNISHMENT

GRACE PERIOD

INTEREST

HOUSEHOLDER

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