Gallaway Collection Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Anna Leslie Phillips

Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

Germantown, TN 38183

Ben G. Sissman

Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

100 N. Main Street, Memphis, TN 38103

Christopher Gary Lazarini

Lawsuit & Dispute, Intellectual Property, Business, Collection

Status: In Good Standing

CONTACT

100 Peabody Pl, Memphis, TN 38103

Derek Evan Whitlock

Litigation, Collection, Lawsuit & Dispute, Estate Planning

Status: In Good Standing Licensed: 14 Years

CONTACT

6060 Poplar Ave, Memphis, TN 38119

George Higgs

Real Estate, Collection, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

200 Jefferson, Memphis, TN 38103

Howard Rex Peppel

Landlord-Tenant, Litigation, Credit & Debt, Collection

Status: In Good Standing Licensed: 52 Years

CONTACT

474 Perkins Ext, Memphis, TN 38117

James Darron Gentry

Consumer Bankruptcy, Wills & Probate, Collection, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

5100 Poplar Ave, Memphis, TN 38137

Jim Strickland

Litigation, Collection, Family Law, Contract

Status: In Good Standing Licensed: 36 Years

CONTACT

22 N Front Street, Memphis, TN 38103

Jodi Bishop Runger

Foreclosure, Litigation, Business, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

5178 Wheelis Dr., Memphis, TN 38117

Larry Sangster Banks

Family Law, Collection, Defamation & Slander

Status: In Good Standing Licensed: 55 Years

CONTACT

108 S Washington Ave, Brownsville, TN 38012

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Gallaway Collection Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Anna Leslie Phillips

Ben G. Sissman

Christopher Gary Lazarini

Derek Evan Whitlock

George Higgs

Howard Rex Peppel

James Darron Gentry

Jim Strickland

Jodi Bishop Runger

Larry Sangster Banks

TIPS

LEGAL TERMS

PREFERENCE

FAIR CREDIT BILLING ACT (FCBA)

SETOFF

COLLECTION AGENCY

GUARANTOR

ADMINISTRATIVE EXPENSES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FRATERNAL BENEFIT SOCIETY BENEFITS

INTEREST

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