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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Reed Howard Olmstead

Government Agencies, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

FREE CONSULTATION

CONTACT

5266 Hollister Ave, Santa Barbara, CA 93111

Scott B. Campbell

Litigation, Arbitration, Corporate, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

932 Randolph Rd, Santa Barbara, CA 93111

Natalie Ann Spilborghs

Wills, Trusts, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

550 Asilomar Way, Santa Barbara, CA 93117

Vaughn Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

Ramon Raj Gupta

Land Use & Zoning, International Tax, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

112 E Victoria St, Santa Barbara, CA 93101

Michael David Fox

Bankruptcy, Products Liability, Admiralty & Maritime, Insurance, Intellectual Property

Status: In Good Standing Licensed: 48 Years

CONTACT

2927 De La Vina St, Santa Barbara, CA 93105

William Charles Beall

Pharmaceutical Product, Business, Bankruptcy, Defamation & Slander

Status: In Good Standing Licensed: 44 Years

CONTACT

1114 State St, Santa Barbara, CA 93101

Karen Lynn Grant

Employment Discrimination, Credit & Debt, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

924 Anacapa St, Santa Barbara, CA 93101

Vaughn Eric Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

Brenda Annette Enderle

Real Estate, Trusts, Family Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

540 Alisal Rd, Solvang, CA 93463

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Goleta Bankruptcy Lawyer, California

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Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Reed Howard Olmstead

Scott B. Campbell

Natalie Ann Spilborghs

Vaughn Bunch

Ramon Raj Gupta

Michael David Fox

William Charles Beall

Karen Lynn Grant

Vaughn Eric Bunch

Brenda Annette Enderle

TIPS

LEGAL TERMS

PRIORITY DEBT

PRESUMED ABUSE

LIEN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

C CORPORATION

UNSECURED DEBT

REAFFIRMATION

GUARANTEED RESERVATION

DOING BUSINESS AS (DBA)

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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