Gordonsville Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sam Moore

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

212 Main St N, Carthage, TN 37030

Jack Branden Bellar

Family Law, Elder Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

516 Main St N, Carthage, TN 37030

Joshua Michael Robbins

Juvenile Law, Litigation, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

103 W Main St, Lebanon, TN 37087

Samantha Lenee Key

Family Law, Insurance, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 12 Years

CONTACT

119 S College St, Lebanon, TN 37087

Tracy Lee Light

Insurance, Credit & Debt, Elder Law, Family Law

Status: In Good Standing Licensed: 16 Years

CONTACT

808 Pebble Cove Rd, Lebanon, TN 37087

Mark Lee Kent

Family Law, Elder Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2031 Harvest Trl, Lascassas, TN 37085

Mark Kent

Family Law, Elder Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2031 Harvest Trl, Lascassas, TN 37085

Suzanne Howell

Bankruptcy, Banking & Finance, Corporate, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

711 Howell Rd, Westmoreland, TN 37186

Steven Francis Glaser

Government, Credit & Debt, Bankruptcy & Debt, Administrative Law

Status: In Good Standing Licensed: 38 Years

CONTACT

Gallatin, TN 37066

Don Oliver Johnson

Estate Planning, Corporate, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

959 Mount Vernon Rd, Cookeville, TN 38501

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Gordonsville Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Sam Moore

Jack Branden Bellar

Joshua Michael Robbins

Samantha Lenee Key

Tracy Lee Light

Mark Lee Kent

Mark Kent

Suzanne Howell

Steven Francis Glaser

Don Oliver Johnson

TIPS

LEGAL TERMS

INTEREST

401(K) PLAN

REPOSSESSION

CREDIT INSURANCE

CURRENT MONTHLY INCOME

TOXIC TORT

PRIORITY DEBT

SECURED DEBT

COSIGNER

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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