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Great Meadows Collection Lawyer, New Jersey

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John Michael Breslin Lawyer

John Michael Breslin

General Practice

FREE CONSULTATION 

CONTACT

973-983-7020

3 Main St, Newton, NJ 07860
Profile LAWPOINTS™45/100
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M. Richard Valenti

Corporate, Business Organization, Banking & Finance, Collection
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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James M. Cerra

Farms, Alimony & Spousal Support, Adoption, Collection
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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Douglas C. Gray

Litigation, Workers' Compensation, Collection, Personal Injury
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™38/100
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Joan S. Lavery

Collection, Bankruptcy & Debt, Car Accident
Status:  In Good Standing           Licensed:  35 Years
CONTACT
699 Washington St, Hackettstown, NJ 07840
Profile LAWPOINTS™27/100
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Frederick C. Norton

Real Estate, Divorce & Family Law, Criminal, Collection, Accident & Injury
Status:  In Good Standing           Licensed:  51 Years
CONTACT
276 Route 206, Andover, NJ 07821
Profile LAWPOINTS™24/100
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Douglas Clagett Gray

Workers' Compensation, DUI-DWI, Collection, Personal Injury
Status:  In Good Standing           Licensed:  29 Years
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™34/100
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Douglas Gray

Workers' Compensation, DUI-DWI, Collection, Personal Injury
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™34/100
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Brian Lundquist

Estate, Divorce & Family Law, Collection, Personal Injury
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™34/100
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Charles Brand

Tax, Estate, Collection, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
Newton, NJ 07860
Profile LAWPOINTS™32/100
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TIPS

Easily find Great Meadows Collection Lawyers and Great Meadows Collection Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Credit & Debt, Reorganization and Workout attorneys.

LEGAL TERMS

CREDIT FILE

See credit report.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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