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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christine Ann Johnson

Mass Torts, Class Action, Consumer Bankruptcy, Products Liability

Status: Inactive Licensed: 47 Years

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David Dennis Haycraft

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Status: In Good Standing Licensed: 21 Years

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3368 N State Highway 59, Merced, CA 95348

Eric S Beiswanger

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2111 K St, Merced, CA 95340

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Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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2837 G St, Merced, CA 95340

David Alan Wolff

Real Estate, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 31 Years

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40108 Highway 49, Oakhurst, CA 93644

Roger Allen Brown

Corporate, Credit & Debt, Employee Rights, Election & Political

Status: Inactive Licensed: 59 Years

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23525 Rusty Spur Rd, Sonora, CA 95370

Scott John Gross

Accident & Injury, Motor Vehicle, Criminal, Bankruptcy

Status: In Good Standing Licensed: 27 Years

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99 N Washington St, Sonora, CA 95370

Michael Raymond Germain

Real Estate, Trusts, Consumer Rights, Bankruptcy, Divorce

Status: In Good Standing Licensed: 36 Years

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945 Morning Star Dr, Sonora, CA 95370

Thomas Keith Fraser

Criminal, Business Organization, Workout, Reorganization

Status: In Good Standing

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21190 Phoenix Lake Rd, Sonora, CA 95370

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLATERAL

Property that guarantees payment of a secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Groveland Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Christine Ann Johnson

David Dennis Haycraft

Eric S Beiswanger

Raymond John Isleib

David Alan Wolff

Roger Allen Brown

Scott John Gross

Michael Raymond Germain

Thomas Keith Fraser

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LEGAL TERMS

DEBT COLLECTOR

S CORPORATION

GUARANTOR

COLLATERAL

IRS EXPENSES

PREFERENCE

CREDIT INSURANCE

LOSS DAMAGE WAIVER (LDW)

LIQUIDATING PARTNER

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