Henderson County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Henderson Reorganization lawyer.
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Samuel J. Bach

Employment, Insurance, Real Estate, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

312 First Street, Henderson, KY 42420

Curtis J. Hamilton

Personal Injury, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

110 North Main Street, Henderson, KY 42420

Jonathan R. Armstrong

General Practice

Status: In Good Standing

FREE CONSULTATION

CONTACT

312 First Street, Henderson, KY 42420

Allison B. Rust

Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

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230 Second Street, Henderson, KY 42420

Austin P Vowels

Government, Employment, Divorce & Family Law, Business, Administrative Law

Status: In Good Standing

CONTACT

126 N Main St, Henderson, KY 42419

W. C. Wilson

Banking & Finance, Elder Law, Estate Planning, Real Estate

Status: In Good Standing

CONTACT

9 South Main Street, Henderson, KY 42420

Austin P. Vowels

Government, Employment, Divorce & Family Law, Business

Status: In Good Standing

CONTACT

126 N Main St, Henderson, KY 42419

Sandra D Freeburger

Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Henderson, KY 42419

Curtis James Hamilton

Education, Employment, Family Law, Personal Injury

Status: In Good Standing

CONTACT

110 North Main Street, Henderson, KY 42420

Robert Brian Ousley

Social Security, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

653 Constanza Drive, Henderson, KY 42420

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Henderson County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Samuel J. Bach

Curtis J. Hamilton

Jonathan R. Armstrong

Allison B. Rust

Austin P Vowels

W. C. Wilson

Austin P. Vowels

Sandra D Freeburger

Curtis James Hamilton

Robert Brian Ousley

TIPS

LEGAL TERMS

COSIGNER

MEANS TEST

ADMINISTRATIVE EXPENSES

UNSECURED DEBT

NONEXEMPT PROPERTY

REPOSSESSION

FRAUDULENT TRANSFER

ACCORD AND SATISFACTION

TRUTH IN LENDING ACT (TILA)

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