Henderson County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Henderson Reorganization lawyer.
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Allison B. Rust

Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

230 Second Street, Henderson, KY 42420

Curtis J. Hamilton

Personal Injury, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

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110 North Main Street, Henderson, KY 42420

Jonathan R. Armstrong

General Practice

Status: In Good Standing

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312 First Street, Henderson, KY 42420

Samuel J. Bach

Employment, Insurance, Real Estate, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

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312 First Street, Henderson, KY 42420

Allen L Condra

General Practice

Status: In Good Standing

CONTACT

2512 Timbers Drive, Henderson, KY 42420

Alvin R. Kloet

Estate, Civil & Human Rights, Business

Status: In Good Standing Licensed: 66 Years

CONTACT

1239 Huntspoint Way, Henderson, KY 42420

Andrew Milam Powell

General Practice

Status: In Good Standing

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Henderson, KY 42419

Anita Marie Mindrup-Ivie

General Practice

Status: In Good Standing

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1986 Wesley Drive, Henderson, KY 42420

Ashley Renee Hampton

General Practice

Status: In Good Standing

CONTACT

739 S Main St, Henderson, KY 42419

Austin P Vowels

Government, Employment, Divorce & Family Law, Business, Administrative Law

Status: In Good Standing

CONTACT

126 N Main St, Henderson, KY 42419

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Henderson County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Allison B. Rust

Curtis J. Hamilton

Jonathan R. Armstrong

Samuel J. Bach

Allen L Condra

Alvin R. Kloet

Andrew Milam Powell

Anita Marie Mindrup-Ivie

Ashley Renee Hampton

Austin P Vowels

TIPS

LEGAL TERMS

MEANS TEST

GARNISHMENT

FRAUDULENT TRANSFER

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

DISPOSABLE INCOME

HOUSEHOLDER

GUARANTEED RESERVATION

UNSECURED DEBT

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