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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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Abbie Barbara Cuellar

✓ VERIFIED

Collection, Credit & Debt

Abbie Cuellar is a practicing lawyer in the state of Florida handling collection and debt matters.

CONTACT

305-901-3337

7340 Sw 90Th St, Miami, FL 33156

Andres Montejo

✓ VERIFIED

Bankruptcy & Debt, Foreclosure, Bankruptcy, Credit & Debt, Collection

The Bankruptcy Law Center of Andres Montejo, in Miami - Fort Lauderdale specializes in bankruptcy law, foreclosure defense and mortgage modification. ... (more)

FREE CONSULTATION

CONTACT

800-947-7930

6157 NW 167th St, Hialeah, FL 33015

Carlos E. Sardi

Bankruptcy, Corporate, Credit & Debt, Reorganization

Status: In Good Standing

CONTACT

100 Southeast Second Street, Miami, FL 33131

Ronald G. Neiwirth

Contract, Credit & Debt, Commercial Bankruptcy, Bankruptcy Litigation

Status: In Good Standing

CONTACT

1395 Brickell Avenue, Miami, FL 33131

Erick Phillip Michael Walter

General Practice

Status: Inactive Licensed: 31 Years

CONTACT

2601 Augusta Dr, Homestead, FL 33035

Jacqueline Martinez Regueira

State and Local, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

44 Ne 16Th St, Homestead, FL 33030

Lina M Leon

Landlord-Tenant, Family Law, Misdemeanor, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

Homestead, FL 33092

Lissette De La Rosa Cancio

Insurance, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

10710 Sw 211Th St, Miami, FL 33189

Robert Francis Cooke

Contract, Credit & Debt, Civil Rights, Construction, Aviation

Status: In Good Standing Licensed: 22 Years

CONTACT

10720 Caribbean Blvd, Miami, FL 33189

Jorge Luis Carbonell

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

10720 Caribbean Blvd, Miami, FL 33189

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Homestead Credit & Debt Lawyer, Florida

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Abbie Barbara Cuellar

Andres Montejo

Carlos E. Sardi

Ronald G. Neiwirth

Erick Phillip Michael Walter

Jacqueline Martinez Regueira

Lina M Leon

Lissette De La Rosa Cancio

Robert Francis Cooke

Jorge Luis Carbonell

TIPS

LEGAL TERMS

COSIGNER

FRATERNAL BENEFIT SOCIETY BENEFITS

INTEREST

FAIR CREDIT REPORTING ACT (FCRA)

401(K) PLAN

REAFFIRMATION

CURRENT MONTHLY INCOME

FCRA

FAIR CREDIT BILLING ACT (FCBA)

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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