Houston County, GA Collection Lawyers, page 3

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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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Not enough matches for Houston Collection lawyer.
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Sherman Eugene Moody

Social Security, Employment, Insurance, Accident & Injury

Status: In Good Standing

CONTACT

921 Carroll Street, Perry, GA 31069

Kellye C. Moore

Whistleblower, Civil Rights, Business, Wrongful Death

Status: In Good Standing

CONTACT

909 Ball Street, Perry, GA 31069

Rebecca Cates Moody

Commercial Real Estate, Social Security, Estate, Adoption

Status: In Good Standing

CONTACT

Perry, GA 31069

Jocelyn Powell Daniell

Family Law, Divorce, DUI-DWI, Criminal

Status: In Good Standing

CONTACT

104 Whiting Way, Warner Robins, GA 31088

Robert Thomas Tuggle

Commercial Real Estate, Estate, Corporate, Accident & Injury

Status: In Good Standing

CONTACT

Perry, GA 31069

David G. Walker

Commercial Real Estate, Municipal, Government, Transactions

Status: In Good Standing

CONTACT

909 Ball Street, Perry, GA 31069

John Gray Walker

Employment, Divorce, Personal Injury, Car Accident

Status: In Good Standing Licensed: 22 Years

CONTACT

902 Carroll Street, Perry, GA 31069

Lawrence C. Walker

Real Estate, Litigation, Business, Accident & Injury

Status: In Good Standing

CONTACT

909 Ball Street, Perry, GA 31069

James A Rockefeller

Family Law, Criminal, Civil Rights, Medical Malpractice

Status: In Good Standing Licensed: 35 Years

CONTACT

102 Tommy Stalnaker Dr, Warner Robins, GA 31088

Clifford Alva Phillip Carlson

Divorce, Consumer Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

1114-C1 Highway 96, Kathleen, GA 31047

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Houston County, GA Collection Lawyers, page 3

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

Sherman Eugene Moody

Kellye C. Moore

Rebecca Cates Moody

Jocelyn Powell Daniell

Robert Thomas Tuggle

David G. Walker

John Gray Walker

Lawrence C. Walker

James A Rockefeller

Clifford Alva Phillip Carlson

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LEGAL TERMS

COSIGNER

MEETING OF CREDITORS

LOSS DAMAGE WAIVER (LDW)

PRESUMED ABUSE

CURRENT MONTHLY INCOME

DEBT COLLECTOR

REDEMPTION

GUARANTOR

CHAPTER 13 BANKRUPTCY

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