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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Craig Owen Weber

International Tax, Collection, Federal Appellate Practice, Divorce & Family Law, Municipal

Status: In Good Standing

CONTACT

102 E Main St, Robinson, IL 62454

James Steven Ayres

Litigation, Estate Planning, Divorce, Collection

Status: In Good Standing

CONTACT

102 E Main St, Robinson, IL 62454

James Synan Downes

Divorce & Family Law, International Tax, Collection, Federal Appellate Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

216 S Cross St, Robinson, IL 62454

James Downes

Divorce & Family Law, International Tax, Collection, Federal Appellate Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

216 S Cross St, Robinson, IL 62454

Kenneth William Sullivan

Federal Appellate Practice, Civil & Human Rights, Collection, Civil Rights

Status: In Good Standing Licensed: 48 Years

CONTACT

102 East Main Street, Robinson, IL 62454

Kevin Earl Sanders

Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

103 W Elm St, Robinson, IL 62454

Lindsey Floyd

Divorce & Family Law, Civil Rights, Business & Trade, Collection

Status: In Good Standing

CONTACT

309 South Jefferson, Robinson, IL 62454

Lindsey Diane Floyd

Estate Planning, Family Law, Business & Trade, Collection

Status: In Good Standing

CONTACT

309 South Jefferson, Robinson, IL 62454

Max L. Tedford

International Tax, Estate Planning, Civil Rights, Collection

Status: In Good Standing

CONTACT

102 East Main Street, Robinson, IL 62454

Max Tedford

Tax, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing

CONTACT

102 East Main Street, Robinson, IL 62454

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Hutsonville Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Craig Owen Weber

James Steven Ayres

James Synan Downes

James Downes

Kenneth William Sullivan

Kevin Earl Sanders

Lindsey Floyd

Lindsey Diane Floyd

Max L. Tedford

Max Tedford

TIPS

LEGAL TERMS

AUTOMATIC STAY

FORBEARANCE

HOUSEHOLDER

CYBERSQUATTING

MEANS TEST

TOXIC TORT

ABUSE

FAIR CREDIT REPORTING ACT (FCRA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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