Jersey City Bankruptcy & Debt Lawyer, New Jersey, page 2

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Matthew Cody Lischin

Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

30 Hudson St, Jersey City, NJ 07302

Michael Joselito Ecal

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

766 West Side Avenue, Jersey City, NJ 07306

Matthew August Thiel

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

185 Hudson St, Jersey City, NJ 07311

Janna Freed

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

111 Town Square Pl, Jersey City, NJ 07310

Veerkumar P. Patel

Real Estate, Immigration, Estate, Consumer Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 11 Years

FREE CONSULTATION

CONTACT

574 Newark Ave, Jersey City, NJ 07306

Justin Hopkins

International Tax, Estate Planning, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

Jersey City, NJ 07303

Nicholas Fitzgerald

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

649 Newark Ave, Jersey City, NJ 07306

Nicholas Fitzgerald

Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

649 Newark Ave, Jersey City, NJ 07306

James J Fitzpatrick

Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

649 Newark Ave, Jersey City, NJ 07306

Lauren Margaret Yassine

Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

649 Newark Ave, Jersey City, NJ 07306

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Jersey City Bankruptcy & Debt Lawyer, New Jersey, page 2

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Matthew Cody Lischin

Michael Joselito Ecal

Matthew August Thiel

Janna Freed

Veerkumar P. Patel

Justin Hopkins

Nicholas Fitzgerald

Nicholas Fitzgerald

James J Fitzpatrick

Lauren Margaret Yassine

TIPS

LEGAL TERMS

SECURED DEBT

COSIGNER

ADMINISTRATIVE EXPENSES

NONDISCHARGEABLE DEBTS

CHAPTER 13 PLAN

WINDING UP

REPOSSESSION

FAIR CREDIT BILLING ACT (FCBA)

SECRET WARRANTY PROGRAM

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