Kenwood Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Michael C. Fallon

Bankruptcy & Debt, Wills & Probate, Trusts

Status: In Good Standing Licensed: 45 Years

FREE CONSULTATION

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100 E Street, Ste 219, Santa Rosa, CA 95404

Craig A. Burnett

Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

FREE CONSULTATION

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537 Fourth Street, Santa Rosa, CA 95401

John Daniel Munkacsy

Bankruptcy, Adoption, Lending, Bankruptcy & Debt

Status: In Good Standing

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9264 Oak Trail Circle, Santa Rosa, CA 95409

John Robert Hendrickson

Litigation, Transportation & Shipping, Contract, Bankruptcy

Status: In Good Standing Licensed: 16 Years

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829 Sonoma Ave, Santa Rosa, CA 95404

Annette Lee Holland

Real Estate, Civil Rights, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 34 Years

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90 S E St, Santa Rosa, CA 95402

Kevin James Mccullough

Estate Planning, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

90 S E St, Santa Rosa, CA 95404

Andrea Elizabeth Michaelsen

Bankruptcy & Debt

Status: In Good Standing

CONTACT

100 E St, Santa Rosa, CA 95404

Thomas Philip Kelly

Bankruptcy, Personal Injury, Mass Torts, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

50 Old Courthouse Square, Santa Rosa, CA 95404

Thomas Philip Kelly

Bankruptcy, Personal Injury, Mass Torts, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

50 Old Courthouse Square, Santa Rosa, CA 95404

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Kenwood Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James Zakasky

Michael C. Fallon

Craig A. Burnett

John Daniel Munkacsy

John Robert Hendrickson

Annette Lee Holland

Kevin James Mccullough

Andrea Elizabeth Michaelsen

Thomas Philip Kelly

Thomas Philip Kelly

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LEGAL TERMS

LIEN

MEETING OF CREDITORS

CREDIT BUREAU

COSIGNER

AUTOMATIC STAY

CREDIT COUNSELING

CHAPTER 13 BANKRUPTCY

DISCHARGE (OF DEBTS)

ACCORD AND SATISFACTION

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