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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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1301 G Street., Modesto, CA 95354

Eric James Sousa

Agriculture, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 20 Years

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100 Sycamore Ave, Modesto, CA 95354

Rosedeep Kaur Sangha

Bankruptcy & Debt, Estate, Immigration, Lawsuit & Dispute, Real Estate

Status: In Good Standing Licensed: 9 Years

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2921 Sandstone St, Turlock, CA 95382

John Nguyen

Farms, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 22 Years

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815 15Th St, Modesto, CA 95354

Philip Brian Avila

Employee Rights, Insurance, Collection, Personal Injury

Status: Inactive

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2625 F Coffee Road, Modesto, CA 95353

Julie Alice Richardson

Employee Rights, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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931 10Th St, Modesto, CA 95354

Mahanvir Singh Sahota

Employee Rights, Corporate, Bankruptcy, Medical Malpractice, Construction

Status: In Good Standing Licensed: 18 Years

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928 12Th St, Modesto, CA 95354

Mark Girdner

Foreclosure, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 22 Years

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815 15Th St, Modesto, CA 95354

Thomas Oscar Gillis

Landlord-Tenant, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

1006 H Street, Modesto, CA 95354

Richard Legrande Sheppard

Traffic, Litigation, Social Security, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

1423 K St, Modesto, CA 95354

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FCRA

See Fair Credit Reporting Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Keyes Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Patrick B. Greenwell

Eric James Sousa

Rosedeep Kaur Sangha

John Nguyen

Philip Brian Avila

Julie Alice Richardson

Mahanvir Singh Sahota

Mark Girdner

Thomas Oscar Gillis

Richard Legrande Sheppard

TIPS

LEGAL TERMS

CREDITOR

INTEREST

BULK SALES LAW

MEANS TEST

SUBROGATION

DISCHARGE (OF DEBTS)

FCRA

CREDIT COUNSELING

FAIR CREDIT REPORTING ACT (FCRA)

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