Laguna Woods Bankruptcy & Debt Lawyer, California

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Charles Kevin Martin Lawyer

Charles Kevin Martin

VERIFIED
Bankruptcy & Debt, Lawsuit & Dispute, Estate, Property Damage, Real Estate

I was born, raised and grew up in Orange County, getting married and raising three children within the local community. I graduated from the Universit... (more)

Gregory Mark Fitzgerald Lawyer

Gregory Mark Fitzgerald

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection, Garnishment, Consumer Protection

Fitzgerald & Campbell is a Consumer Debt Defense Law Firm unlike any other. We provide affordable protection to consumers suffering from debt through... (more)

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800-732-9061

William James Campbell Lawyer

William James Campbell

VERIFIED
Bankruptcy & Debt, Credit & Debt, Consumer Rights, Workout, Collection

William Campbell began his working career by serving in the United States Army as an infantryman in the 101st Airborne Division. After serving and ho... (more)

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CONTACT

855-709-5788

Noha  Gabra Lawyer

Noha Gabra

VERIFIED
Bankruptcy & Debt, Consumer Rights, Contract

Noha Gabra is admitted to the State Bar of California. She is admitted to practice law in the Supreme Court of California, all Federal Courts of Appea... (more)

FREE CONSULTATION 

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855-709-5788

Brett Kyle Wiseman

Construction, Housing & Construction Defects, Bankruptcy, Administrative Law
Status:  In Good Standing           

FREE CONSULTATION 

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Arlene M. Tokarz

Family Law, Divorce, Child Support, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Debra Grimaila

Landlord-Tenant, Corporate, Contract, Credit & Debt
Status:  In Good Standing           

Jon A Longerbone

Antitrust, Arbitration, Banking & Finance, Bankruptcy
Status:  In Good Standing           

Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt
Status:  In Good Standing           

Molly K. Shipp

Intellectual Property, Business, Bankruptcy & Debt
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Laguna Woods Bankruptcy & Debt Lawyers and Laguna Woods Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COLLATERAL

Property that guarantees payment of a secured debt.