Lake City Collection Lawyer, Tennessee, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Timothy Neal Thompson

Credit & Debt, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

608 Mabry Hood Rd, Knoxville, TN 37932

W. Michael Baisley

Construction, Prosecution, Corporate, Collection

Status: In Good Standing

CONTACT

617 W. Main Street, Knoxville, TN 37902

Lyndsey Lacritia Lee

Landlord-Tenant, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

620 Market St, Knoxville, TN 37902

Oliver Dawson Adams

Real Estate, Banking & Finance, Business, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

617 Main St, Knoxville, TN 37901

Alexander Jacob Winston

Estate Planning, Guardianships & Conservatorships, Transactions, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

206 Kirkwall Ln, Knoxville, TN 37909

Andrew Nicholas Firkins

Construction, Constitutional Law, Collection, Insurance

Status: In Good Standing Licensed: 10 Years

CONTACT

800 S Gay St, Knoxville, TN 37929

Cynthia Turner Lawson

Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

6704 Watermour Way, Knoxville, TN 37912

Steven David Lipsey

Litigation, Business, Credit & Debt, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

1430 Island Home Ave, Knoxville, TN 37920

Larry Leibowitz

Federal Trial Practice, Estate, DUI-DWI, Collection, Real Estate

Status: In Good Standing Licensed: 55 Years

CONTACT

608 Gay Street, Sw, Knoxville, TN 37902

Tamara Lynn Mcnulty

DUI-DWI, Criminal, Collection, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

9234 Kingston Pike, Knoxville, TN 37922

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Lake City Collection Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Timothy Neal Thompson

W. Michael Baisley

Lyndsey Lacritia Lee

Oliver Dawson Adams

Alexander Jacob Winston

Andrew Nicholas Firkins

Cynthia Turner Lawson

Steven David Lipsey

Larry Leibowitz

Tamara Lynn Mcnulty

TIPS

LEGAL TERMS

COSIGNER

CHAPTER 7 BANKRUPTCY

PRESUMED ABUSE

CHAPTER 13 BANKRUPTCY

REPOSSESSION

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

DISPOSABLE INCOME

DEFINED CONTRIBUTION PLAN

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