Lexington Workout Lawyer, Oregon, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard S Tovey

Motor Vehicle, Wills & Probate, Employee Rights, Divorce & Family Law

Status: In Good Standing Licensed: 20 Years

CONTACT

235 E Gladys Ave, Hermiston, OR 97838

Phillip Aaron Spicerkuhn

Estate Planning, Family Law, Elder Law, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

410 E Hurlburt Ave, Hermiston, OR 97838

William J Kuhn

Real Estate, Estate, Business

Status: In Good Standing Licensed: 48 Years

CONTACT

410 E Hurlburt Ave, Hermiston, OR 97838

Thomas J Creasing

General Practice

Status: In Good Standing Licensed: 31 Years

CONTACT

330 S 1st St, Hermiston, OR 97838

Sally Anderson-Hansell

Estate Planning, Corporate

Status: In Good Standing Licensed: 24 Years

CONTACT

475 E Main St, Hermiston, OR 97838

George L Anderson

Commercial Real Estate, Government, Civil & Human Rights, Business

Status: In Good Standing Licensed: 48 Years

CONTACT

475 E Main St, Hermiston, OR 97838

Eva J Temple

Real Estate, Lawsuit & Dispute, Estate, Civil Rights

Status: In Good Standing Licensed: 28 Years

CONTACT

475 E Main St, Hermiston, OR 97838

Thomas J Ditton

Real Estate, Trusts, Family Law, Criminal

Status: Inactive Licensed: 50 Years

CONTACT

210 E Main St, Hermiston, OR 97838

Annetta L Spicer

Government, Family Law, Corporate

Status: In Good Standing Licensed: 47 Years

CONTACT

410 E Hurlburt Ave, Hermiston, OR 97838

Emily K. Rietmann

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

475 E Main St, Hermiston, OR 97838

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Lexington Workout Lawyer, Oregon, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Richard S Tovey

Phillip Aaron Spicerkuhn

William J Kuhn

Thomas J Creasing

Sally Anderson-Hansell

George L Anderson

Eva J Temple

Thomas J Ditton

Annetta L Spicer

Emily K. Rietmann

TIPS

LEGAL TERMS

SECURED DEBT

CREDIT REPORT

GENERAL PARTNER

DEBIT CARD

GARNISHMENT

SECRET WARRANTY PROGRAM

GRACE PERIOD

BANKRUPTCY TRUSTEE

DEFINED CONTRIBUTION PLAN

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