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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John Kallabat

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

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Kallabat & Associates PC, Farmington Hills, MI 48334

Megan Bernet Odell

Sales & Use Tax, Landlord-Tenant, Contract, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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34975 W 12 Mile Rd, Farmington, MI 48331

Aaron Sheinfield

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

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4000 Town Center, Southfield, MI 48075

John Francis Calvin

Tax, Landlord-Tenant, Contract, Credit & Debt

Status: In Good Standing Licensed: 14 Years

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37085 Grand River Ave, Farmington, MI 48335

Michelle C Harrell

Civil Rights, Contract, Credit & Debt, Defamation & Slander

Status: In Good Standing

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28400 Northwestern Hwy, Southfield, MI 48034

Marshall D. Schultz

Foreclosure, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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29777 Telegraph Rd, Southfield, MI 48034

Robert S. Hollander

Landlord-Tenant, Federal Appellate Practice, Contract, Credit & Debt

Status: In Good Standing Licensed: 43 Years

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30300 Northwestern Hwy, Farmington, MI 48334

J. Robert Langan

Foreclosure, Medical Products & Devices, Contract, Credit & Debt

Status: In Good Standing

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45380 W 10 Mile Rd, Novi, MI 48375

Scott F. Smith

Landlord-Tenant, Class Action, Constitutional Law, Credit & Debt

Status: In Good Standing

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30833 Northwestern Hwy, Farmington, MI 48334

Morris B. Lefkowitz

Bankruptcy, Business Organization, Real Estate, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

29777 Telegraph Rd, Southfield, MI 48034

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLATERAL

Property that guarantees payment of a secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

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Livonia Credit & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John Kallabat

Megan Bernet Odell

Aaron Sheinfield

John Francis Calvin

Michelle C Harrell

Marshall D. Schultz

Robert S. Hollander

J. Robert Langan

Scott F. Smith

Morris B. Lefkowitz

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLATERAL

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

ADMINISTRATIVE EXPENSES

GRACE PERIOD

401(K) PLAN

CREDIT BUREAU

GARNISHMENT

CYBERSQUATTING

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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