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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Steven L. Rotenberg

Landlord-Tenant, Employee Rights, Family Law, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

30445 Northwestern Hwy, Farmington, MI 48334

John P. Tragge

Construction, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

2 Towne Square, Southfield, MI 48076

Jeffrey B. Linden

Divorce, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

30150 Telegraph Rd, Franklin, MI 48025

Peter Vince Granata

Admiralty & Maritime, Medicare & Medicaid, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

16250 Northland Dr, Southfield, MI 48075

Kenneth L. Gross

Social Security, Employee Rights, Elder Law, Contract, Credit & Debt

Status: In Good Standing

CONTACT

30150 Telegraph Rd, Franklin, MI 48025

Jeffrey Scott Grasl

Commercial Real Estate, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

31800 Northwestern Hwy, Farmington, MI 48334

David Ross Ienna

Landlord-Tenant, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

Andrew Roberts Mikos

Criminal, Credit & Debt, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

17200 W 10 Mile Rd, Southfield, MI 48075

Allen Peisner

Criminal, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

Southfield, MI 48037

Todd M. Halbert

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

24359 Northwestern Hwy, Southfield, MI 48075

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCBA

See Fair Credit Billing Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Livonia Credit & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Steven L. Rotenberg

John P. Tragge

Jeffrey B. Linden

Peter Vince Granata

Kenneth L. Gross

Jeffrey Scott Grasl

David Ross Ienna

Andrew Roberts Mikos

Allen Peisner

Todd M. Halbert

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

PRIORITY DEBT

INTEREST

DEBIT CARD

DEFINED CONTRIBUTION PLAN

LIEN

401(K) PLAN

FCBA

AUTOMATIC STAY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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