Lytle Creek Collection Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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David R Gunnin

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4648 Riverside Drive, Chino, CA 91710

Winfield S. Payne

Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

CONTACT

4308 Lime Street, Riverside, CA 92501

Stephan James Johnson

Motor Vehicle, Divorce & Family Law, Criminal, Collection, Accident & Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

2990 E. Inland Empire Blvd, Ontario, CA 91764

Thomas More Hopkins

Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

527 Clark Ave, Claremont, CA 91711

Jonathan Carlos Ibanez

Wills & Probate, DUI-DWI, Criminal, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

320 E D St, Chino, CA 91764

Camille Michelle Oscar

Prosecution, Domestic Violence & Neglect, Criminal, Elder Law, Collection

Status: In Good Standing Licensed: 8 Years

CONTACT

303 W. Third Street, San Bernardino, CA 92415

Kimberly A Harris Moses

Motor Vehicle, Immigration, Government, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

1316 E Cypress Ave, Glendora, CA 91741

Lissette C Blandino

Trusts, Estate, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

17096 Sequoia Ave, Hesperia, CA 92345

Lisa M Angel

Workers' Compensation, Divorce, Children's Rights, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

325 W Hospitality Ln, San Bernardino, CA 92408

John Herbert Wunsch

Commercial Real Estate, Litigation, Contract, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

21680 Gateway Center Dr, Diamond Bar, CA 91765

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Lytle Creek Collection Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

David R Gunnin

Winfield S. Payne

Stephan James Johnson

Thomas More Hopkins

Jonathan Carlos Ibanez

Camille Michelle Oscar

Kimberly A Harris Moses

Lissette C Blandino

Lisa M Angel

John Herbert Wunsch

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LEGAL TERMS

FORBEARANCE

TRUTH IN LENDING ACT (TILA)

INTEREST

CREDIT COUNSELING

ADMINISTRATIVE EXPENSES

CHAPTER 7 BANKRUPTCY

GRACE PERIOD

NUISANCE FEES

ACCORD AND SATISFACTION

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