Malinta Collection Lawyer, Ohio, page 2

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Michael Peter Margelefsky

Workers' Compensation, Employment, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

118 E 3Rd St, Perrysburg, OH 43551

Corey James Speweik

Agriculture, Collection, Patent, Real Estate

Status: In Good Standing

CONTACT

118 E Third St, Perrysburg, OH 43551

Roger Lee Rader

Collection, Trusts

Status: In Good Standing Licensed: 46 Years

CONTACT

206 W. Hardin Street, Findlay, OH 45840

Rosemarie Ann Barciz

Employee Rights, Family Law, Elder Law, Collection

Status: Inactive Licensed: 42 Years

CONTACT

944 Askin St, Maumee, OH 43537

Gerald Michael Kobil

Estate, Elder Law, Corporate, Collection, Estate Planning

Status: In Good Standing Licensed: 50 Years

CONTACT

702 Heathermoor Ln, Perrysburg, OH 43551

Scott Michael Graeff

Health Care Other, Federal Appellate Practice, Collection, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

2727 N Holland Sylvania Rd, Toledo, OH 43615

David Julius Simko

Antitrust, Collection, Personal Injury, Social Security

Status: In Good Standing Licensed: 49 Years

CONTACT

6620 W Central Ave, Toledo, OH 43617

Wendy C. Johnson

Litigation, Divorce, Insurance, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

5749 Park Center Court, Toledo, OH 43615

Teresa M. Dewey Bacho

Litigation, Workers' Compensation, Collection, Medical Malpractice

Status: In Good Standing Licensed: 31 Years

CONTACT

5749 Park Center Ct, Toledo, OH 43615

John Edward Bibish

Real Estate, Government, Administrative Law, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

2801 W Bancroft St, Toledo, OH 43606

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Malinta Collection Lawyer, Ohio, page 2

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Michael Peter Margelefsky

Corey James Speweik

Roger Lee Rader

Rosemarie Ann Barciz

Gerald Michael Kobil

Scott Michael Graeff

David Julius Simko

Wendy C. Johnson

Teresa M. Dewey Bacho

John Edward Bibish

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

PRESUMED ABUSE

CREDIT INSURANCE

REPOSSESSION

DEBT COLLECTOR

CREDIT COUNSELING

ABUSE

MEANS TEST

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