Martinez Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Brian Chien

Litigation, Social Security, Estate, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

525 Green St, Martinez, CA 94553

Kenneth Allen Olmsted

Misdemeanor, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

Martinez, CA 94553

Esther Lee Kim

Wills, Trusts, Estate Planning, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

838 Escobar St, Martinez, CA 94553

David Hermelin

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt, Litigation

Status: In Good Standing Licensed: 32 Years

CONTACT

706 Main St, Martinez, CA 94553

Heidi Aileen Coad

Commercial Real Estate, Litigation, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

706 Main St, Martinez, CA 94553

Paul Nelson Dane

Employee Rights, Family Law, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

1000 Court St, Martinez, CA 94553

Shanti Esa Michaels

Construction, Litigation, Constitutional Law, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

725 Court St, Martinez, CA 94553

Robert Dean Williams

Bankruptcy

Status: Inactive Licensed: 49 Years

CONTACT

501 Fensalir Avenue, Pleasant Hill, CA 94523

Stewart Daniel Rine

Litigation, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

Pleasant Hill, CA 94523

Eric John Erickson

Bankruptcy, Construction, Products Liability, Class Action, Contract

Status: Inactive Licensed: 54 Years

CONTACT

163 Maricopa Court, Pleasant Hill, CA 94523

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FCBA

See Fair Credit Billing Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Martinez Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Brian Chien

Kenneth Allen Olmsted

Esther Lee Kim

David Hermelin

Heidi Aileen Coad

Paul Nelson Dane

Shanti Esa Michaels

Robert Dean Williams

Stewart Daniel Rine

Eric John Erickson

TIPS

LEGAL TERMS

BULK SALES LAW

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

COSIGNER

LIABILITY

FCBA

CREDIT INSURANCE

TRUTH IN LENDING ACT (TILA)

401(K) PLAN

SECURED DEBT

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