Martinez Bankruptcy & Debt Lawyer, California

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Carl Gustafson
About | Practice Areas
Lincoln Law
1525 Contra Costa Blvd Pleasant Hill, CA 94523» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

801-224-8282
1. Carl Gustafson Pleasant Hill, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Amy Louise Gordon

Consumer Protection, Credit & Debt, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

2940 Camino Diablo, Walnut Creek, CA 94597

Brian Chien

Litigation, Social Security, Estate, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

525 Green St, Martinez, CA 94553

Charles David Marshall

Class Action, Employee Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

2121 N California Blvd, Walnut Creek, CA 94596

Christopher James Garrett

Litigation, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

101 Ygnacio Valley Rd, Walnut Creek, CA 94596

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

Status: In Good Standing

CONTACT

2121 N. California Blvd., Walnut Creek, CA 94596

Daniel Hyun Maloney

Trusts, Estate, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

3100 Oak Rd, Lafayette, CA 94597

David Hermelin

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt, Litigation

Status: In Good Standing Licensed: 32 Years

CONTACT

706 Main St, Martinez, CA 94553

Eric John Fred Mewes

Construction, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

114 Montanya Ct, Lafayette, CA 94597

Eric John Erickson

Bankruptcy, Construction, Products Liability, Class Action, Contract

Status: Inactive Licensed: 54 Years

CONTACT

163 Maricopa Court, Pleasant Hill, CA 94523

Esther Lee Kim

Wills, Trusts, Estate Planning, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

838 Escobar St, Martinez, CA 94553

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Martinez Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Amy Louise Gordon

Brian Chien

Charles David Marshall

Christopher James Garrett

Chuck Marshall

Daniel Hyun Maloney

David Hermelin

Eric John Fred Mewes

Eric John Erickson

Esther Lee Kim

TIPS

LEGAL TERMS

COSIGNER

CREDIT BUREAU

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT COUNSELING

FDCPA

SECURED DEBT

MEANS TEST

WINDING UP

NUISANCE FEES

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