Middletown Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph J. La Costa

Corporate, Credit & Debt, Tax

Status: In Good Standing

CONTACT

225 Broad Street, Red Bank, NJ 07701

Jill Rittenhouse Housen

Commercial Bankruptcy, Commercial Real Estate, Education, Criminal

Status: Inactive Licensed: 44 Years

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2105 Middletown Lincroft Rd, Middletown, NJ 07748

Frank J Palma

Bankruptcy

Status: In Good Standing Licensed: 56 Years

CONTACT

76 Tall Timber Rd, Middletown, NJ 07748

Robert A Olkowitz

Employment, Divorce, Criminal, Collection

Status: In Good Standing

CONTACT

1715 Hwy 35, Middletown, NJ 07748

William H Gehlhaus

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

569 Highway 36, Belford, NJ 07718

Jason Michael Judovin

Other, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

310 Highway 35 South, Red Bank, NJ 07701

Benjamin Joseph Cavallaro

Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

74 Kentucky Ave, Middletown, NJ 07748

Warren Evan Hare

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

378 Conover Pl, Red Bank, NJ 07701

Curtis J Romanowski

Divorce, Child Custody, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

55 Gilbert St North, Red Bank, NJ 07701

Christian V. Mcomber

Dispute Resolution, Employment, Civil Rights, Collection

Status: In Good Standing

CONTACT

54 Shrewsbury Ave, Red Bank, NJ 07701

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FDCPA

See Fair Debt Collections & Practices Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Middletown Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Joseph J. La Costa

Jill Rittenhouse Housen

Frank J Palma

Robert A Olkowitz

William H Gehlhaus

Jason Michael Judovin

Benjamin Joseph Cavallaro

Warren Evan Hare

Curtis J Romanowski

Christian V. Mcomber

TIPS

LEGAL TERMS

WINDING UP

CREDIT COUNSELING

SETOFF

FDCPA

MEANS TEST

UNSECURED DEBT

GRACE PERIOD

FORBEARANCE

FRAUDULENT TRANSFER

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