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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael E Benson

Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

1138 E Chestnut Ave, Vineland, NJ 08360

Lawrence A Pepper

Estate, Labor Law, Personal Injury, Municipal, Bankruptcy & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

817 E Landis Ave, Vineland, NJ 08360

Tariq Chaudhri

Traffic, Criminal, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

311 West Landis Ave, Vineland, NJ 08360

Alfred Verderose

Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

600 E Landis Ave, Vineland, NJ 08360

Robert Casella

Real Estate, Trusts, Bankruptcy, Slip & Fall Accident

Status: In Good Standing

CONTACT

Vineland, NJ 08360

Justin White

Business, Bankruptcy

Status: In Good Standing

CONTACT

Vineland, NJ 08360

Seymour Wasserstrum

DUI-DWI, Criminal, Contract, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

205 W Landis Ave, Vineland, NJ 08360

Seymour Wasserstrum

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

205 W Landis Ave, Vineland, NJ 08360

Robert J Casella

Power of Attorney, Real Estate, Wills & Probate, Administrative Law, Bankruptcy

Status: In Good Standing

CONTACT

424 Landis Ave, Vineland, NJ 08362

Michael P Fralinger

Real Estate, Government, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

100 N Main Road, Vineland, NJ 08360

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

COLLATERAL

Property that guarantees payment of a secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Millville Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Michael E Benson

Lawrence A Pepper

Tariq Chaudhri

Alfred Verderose

Robert Casella

Justin White

Seymour Wasserstrum

Seymour Wasserstrum

Robert J Casella

Michael P Fralinger

TIPS

LEGAL TERMS

GRACE PERIOD

SECURED DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GENERAL PARTNER

COLLATERAL

UNDUE HARDSHIP

DISPOSABLE INCOME

401(K) PLAN

LIEN

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