Monroe County, TN Credit & Debt Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Monroe Credit & Debt lawyer.
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Elizabeth Raye Ison

Employee Rights

Status: In Good Standing Licensed: 36 Years

CONTACT

209 Rock Point Drive, Vonore, TN 37885

Charles Ridenour

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

401 Sweetwater Vonore Rd, Sweetwater, TN 37874

Charles Edward Ridenour

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

401 Sweetwater Vonore Rd, Sweetwater, TN 37874

William Tyler Weiss

Criminal

Status: In Good Standing Licensed: 15 Years

CONTACT

409 College St N, Madisonville, TN 37354

Peter Joseph Alliman

Labor Law, Employment, Divorce & Family Law, Constitutional Law

Status: In Good Standing Licensed: 47 Years

CONTACT

138 College St South, Madisonville, TN 37354

Dwaine Benjamin Thomas

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

403 Tellico St N, Madisonville, TN 37354

Peter Alliman

Labor Law, Employment, Divorce & Family Law, Constitutional Law

Status: In Good Standing Licensed: 47 Years

CONTACT

138 College St South, Madisonville, TN 37354

John Cleveland

Federal Appellate Practice, Wills & Probate, Estate Planning, Family Law

Status: In Good Standing Licensed: 48 Years

CONTACT

120 W Morris St, Sweetwater, TN 37874

William Holt Smith

Mass Torts, Civil & Human Rights, Insurance, Products Liability, Accident & Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

209 Tellico St N, Madisonville, TN 37354

Holt Smith

Products Liability, Medical Malpractice, Car Accident

Status: In Good Standing Licensed: 49 Years

CONTACT

209 Tellico Street North, Madisonville, TN 37354

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Monroe County, TN Credit & Debt Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Elizabeth Raye Ison

Charles Ridenour

Charles Edward Ridenour

William Tyler Weiss

Peter Joseph Alliman

Dwaine Benjamin Thomas

Peter Alliman

John Cleveland

William Holt Smith

Holt Smith

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

PREFERENCE

TRUTH IN LENDING ACT (TILA)

TOXIC TORT

REPOSSESSION

DEBIT CARD

LOSS DAMAGE WAIVER (LDW)

CURRENT MONTHLY INCOME

UNSECURED DEBT

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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