Montgomery Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Jameson Joseph Watts

Litigation, Elder Law, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

26418 Oak Ridge Drive, Spring, TX 77380

Maureen Louise Ball

Juvenile Law, Wills, Family Law, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

15899 Highway 105 W, Montgomery, TX 77356

Gary Kent Stovall

Construction, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

6021 Longmire Trail, Conroe, TX 77304

Lisa Jeanette Jones Mathews

Insurance, Credit & Debt, Family Law, Criminal

Status: In Good Standing Licensed: 12 Years

CONTACT

2257 N Loop 336 W, Conroe, TX 77304

Charles Bernard Meyer

International Other, Science, Technology & Internet, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

2001 Timberloch Pl, Magnolia, TX 77380

Tamara Lynne Simich

Commercial Real Estate, Securities, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

Magnolia, TX 77393

Craig L. Stahl

Litigation, Oil & Gas, State Appellate Practice, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

10001 Woodloch Forest Dr, Magnolia, TX 77380

James Daniel Woodall

Insurance, Credit & Debt, Personal Injury, Employee Rights

Status: In Good Standing

CONTACT

1725 Hughes Landing Blvd, Magnolia, TX 77380

Aaron Michael Rubin

Employee Rights, Securities, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

3 Waterway Square Pl, Magnolia, TX 77380

Robert Christensen Prim

Credit & Debt, Family Law, Oil & Gas, Business & Trade

Status: In Good Standing Licensed: 12 Years

CONTACT

9450 Pinecroft Dr, Magnolia, TX 77380

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT FILE

See credit report.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Montgomery Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Jameson Joseph Watts

Maureen Louise Ball

Gary Kent Stovall

Lisa Jeanette Jones Mathews

Charles Bernard Meyer

Tamara Lynne Simich

Craig L. Stahl

James Daniel Woodall

Aaron Michael Rubin

Robert Christensen Prim

TIPS

LEGAL TERMS

401(K) PLAN

SUBROGATION

DEBIT CARD

CREDIT COUNSELING

TOXIC TORT

TRUTH IN LENDING ACT (TILA)

CREDIT BUREAU

CREDIT FILE

COSIGNER

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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