Morgan County, IL Workout Lawyers, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Morgan Workout lawyer.
Below are all Morgan lawyers.

Ryan Byers

Wills & Probate, Divorce & Family Law, Civil Rights, Business & Trade

Status: In Good Standing Licensed: 17 Years

CONTACT

232 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

816 W State St, Jacksonville, IL 62650

C. Matthew Smith

Tax, Wills & Probate, Estate Planning, Transactions

Status: In Good Standing Licensed: 42 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Robert V. Bonjean

Estate, Divorce & Family Law, Criminal, Municipal

Status: In Good Standing Licensed: 44 Years

CONTACT

309 W State St, Jacksonville, IL 62650

Forrest Keaton

Insurance, Banking & Finance, Business, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

232 W State St, Jacksonville, IL 62651

Homer Yow

Education, Municipal, Divorce & Family Law, Products Liability

Status: In Good Standing Licensed: 35 Years

CONTACT

232 W State St, Jacksonville, IL 62651

David Walter

Environmental Law, Civil Rights, Environmental Law Other

Status: In Good Standing Licensed: 27 Years

CONTACT

Jacksonville, IL 62651

David Ellis Robinson

Personal Injury, Workers' Compensation

Status: Inactive Licensed: 62 Years

CONTACT

313 W State St, Jacksonville, IL 62650

David Eckstein Goldman

Child Custody

Status: In Good Standing Licensed: 48 Years

CONTACT

Jacksonville, IL 62651

David Matthew Walter

Civil Rights, Environmental Law Other

Status: In Good Standing Licensed: 27 Years

CONTACT

Jacksonville, IL 62651

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Morgan County, IL Workout Lawyers, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Ryan Byers

Thomas L. Veith

C. Matthew Smith

Robert V. Bonjean

Forrest Keaton

Homer Yow

David Walter

David Ellis Robinson

David Eckstein Goldman

David Matthew Walter

TIPS

LEGAL TERMS

UNSECURED DEBT

INTEREST

WORKOUT

DISCHARGE (OF DEBTS)

CREDIT REPORT

SECRET WARRANTY PROGRAM

CREDIT INSURANCE

CREDITOR

LOSS DAMAGE WAIVER (LDW)

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