Morgan County, IL Workout Lawyers, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Not enough matches for Morgan Workout lawyer.
Below are all Morgan lawyers.

Ryan Byers

Wills & Probate, Divorce & Family Law, Civil Rights, Business & Trade

Status: In Good Standing Licensed: 17 Years

CONTACT

232 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

816 W State St, Jacksonville, IL 62650

C. Matthew Smith

Tax, Wills & Probate, Estate Planning, Transactions

Status: In Good Standing Licensed: 42 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Robert V. Bonjean

Estate, Divorce & Family Law, Criminal, Municipal

Status: In Good Standing Licensed: 44 Years

CONTACT

309 W State St, Jacksonville, IL 62650

Forrest Keaton

Insurance, Banking & Finance, Business, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

232 W State St, Jacksonville, IL 62651

Homer Yow

Education, Municipal, Divorce & Family Law, Products Liability

Status: In Good Standing Licensed: 35 Years

CONTACT

232 W State St, Jacksonville, IL 62651

David Walter

Environmental Law, Civil Rights, Environmental Law Other

Status: In Good Standing Licensed: 27 Years

CONTACT

Jacksonville, IL 62651

David Ellis Robinson

Personal Injury, Workers' Compensation

Status: Inactive Licensed: 62 Years

CONTACT

313 W State St, Jacksonville, IL 62650

David Eckstein Goldman

Child Custody

Status: In Good Standing Licensed: 48 Years

CONTACT

Jacksonville, IL 62651

David Matthew Walter

Civil Rights, Environmental Law Other

Status: In Good Standing Licensed: 27 Years

CONTACT

Jacksonville, IL 62651

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Morgan County, IL Workout Lawyers, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Ryan Byers

Thomas L. Veith

C. Matthew Smith

Robert V. Bonjean

Forrest Keaton

Homer Yow

David Walter

David Ellis Robinson

David Eckstein Goldman

David Matthew Walter

TIPS

LEGAL TERMS

GRACE PERIOD

REDEMPTION

BANKRUPTCY

GENERAL PARTNER

TRUTH IN LENDING ACT (TILA)

DISPOSABLE INCOME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COSIGNER

AUTOMATIC STAY

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