Mount Pleasant Credit & Debt Lawyer, Tennessee

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Susan Lafferty
About | Practice Areas
Lafferty Law Firm, P.C.
1321 Murfreesboro Pike Suite 521 Nashville, TN 37217» view map
Bankruptcy & Debt
Over 30 Years Of Experience

Susan S. Lafferty is a CPA and Attorney who enjoys helping people with financial problems. She is located in Nashville, TN where she has lived for over 30 years.

800-936-9071
1. Susan Lafferty Nashville, TN
  Attorney at Law - TN, 2007
  Nashville School of Law J.D. 2006
2. AboutLafferty Law Firm, P.C.
  Over 30 Years Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sam Wantland

Corporate, Construction, Credit & Debt, Estate Planning

Status: In Good Standing Licensed: 13 Years

CONTACT

816 S Garden St, Columbia, TN 38401

Sam Wantland

Construction, Estate Planning, Corporate, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

816 S Garden St, Columbia, TN 38401

Thomas Hutto

Trusts, Natural Resources, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

805 South Garden St, Columbia, TN 38402

Thomas Mahlon Hutto

Trusts, Natural Resources, Administrative Law, Credit & Debt, Construction

Status: In Good Standing Licensed: 12 Years

CONTACT

805 South Garden St, Columbia, TN 38402

Thomas Hutto

Trusts, Natural Resources, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

805 South Garden St, Columbia, TN 38402

Joshua David Miller

Litigation, Credit & Debt, Family Law, Federal Appellate Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

39 Public Square, Columbia, TN 38401

Megan Harlan Quillen

Litigation, Administrative Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

39 Public Square, Columbia, TN 38401

Kenneth Brian Hay

Wills & Probate, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

104 W 6Th St, Columbia, TN 38401

Brian Hay

Credit & Debt, Trusts, Commercial Real Estate, Elder Law

Status: In Good Standing Licensed: 31 Years

CONTACT

104 W. 6th Street, Columbia, TN 38401

Jonathan William Davis

Litigation, Transportation & Shipping, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

8 Public Square, Columbia, TN 38401

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Mount Pleasant Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Lafferty Law Firm, P.C.

SPONSORED LAWYERS

Sam Wantland

Sam Wantland

Thomas Hutto

Thomas Mahlon Hutto

Thomas Hutto

Joshua David Miller

Megan Harlan Quillen

Kenneth Brian Hay

Brian Hay

Jonathan William Davis

TIPS

LEGAL TERMS

LIMITED LIABILITY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

HOUSEHOLDER

CHAPTER 13 BANKRUPTCY

DISCHARGE (OF DEBTS)

GUARANTOR

LIABILITY

PRIORITY DEBT

GUARANTEED RESERVATION

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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