Nash County, NC Credit & Debt Lawyers, page 4

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Not enough matches for Nash Credit & Debt lawyer.
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Damian L. Tucker

Criminal

Status: In Good Standing Licensed: 26 Years

CONTACT

Rocky Mount, NC 27804

Anthony W. Brown

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

4705 Lancaster Store Road, Spring Hope, NC 27882

Nile K. Falk

Criminal, Disability, Car Accident, Accident & Injury

Status: In Good Standing

CONTACT

Station Square, Rocky Mount, NC 27804

Carol E. Ludwig

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

2712 Coleberry Trail, Rocky Mount, NC 27804

Gail C. Arneke

General Practice

Status: In Good Standing Licensed: 49 Years

CONTACT

5180 Blackthorne Road, Rocky Mount, NC 27803

Nana A. Mah'moud

Lawsuit & Dispute

Status: In Good Standing Licensed: 24 Years

CONTACT

71 Lighthouse Road, Rocky Mount, NC 27804

John S. Williford

Construction, Corporate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Rocky Mount, NC 27803

Robert D. Kornegay

Federal Trial Practice, Family Law, Wrongful Death, Personal Injury, Domestic Violence & Neglect

Status: In Good Standing Licensed: 51 Years

CONTACT

Rocky Mount, NC 27804

George G. Whitaker

General Practice

Status: Inactive Licensed: 55 Years

CONTACT

Rocky Mount, NC 27804

Michael P. Murphy

Power of Attorney, Accident & Injury, Animal Bite

Status: In Good Standing Licensed: 34 Years

CONTACT

Rocky Mount, NC 27804

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FCBA

See Fair Credit Billing Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Nash County, NC Credit & Debt Lawyers, page 4

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Damian L. Tucker

Anthony W. Brown

Nile K. Falk

Carol E. Ludwig

Gail C. Arneke

Nana A. Mah'moud

John S. Williford

Robert D. Kornegay

George G. Whitaker

Michael P. Murphy

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

FCBA

COLLECTION AGENCY

CHAPTER 13 PLAN

CREDITOR

WINDING UP

NONEXEMPT PROPERTY

REAFFIRMATION

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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