Nash County, NC Credit & Debt Lawyers, page 5

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Nash Credit & Debt lawyer.
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J. Edward Naylor

Lawsuit & Dispute, Divorce & Family Law, Business, Accident & Injury

Status: In Good Standing Licensed: 33 Years

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Carolyn Bernadette O'Garro-Moore

Immigration, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 37 Years

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Cedric R. Perry

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Status: In Good Standing Licensed: 42 Years

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Philip A. Lane

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Status: In Good Standing Licensed: 21 Years

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James C. Proctor

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Status: In Good Standing Licensed: 39 Years

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Thomas J. Moore

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Status: In Good Standing Licensed: 33 Years

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Matthew P. Sperati

Criminal, Estate, Real Estate, Traffic

Status: In Good Standing Licensed: 25 Years

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Steven R. Stroud

Employment, Divorce & Family Law, DUI-DWI, Accident & Injury

Status: Inactive Licensed: 33 Years

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1620 Pinecrest Road, Rocky Mount, NC 27803

James R. Hamlett

Real Estate Other, Traffic, Trademark, Criminal, Accident & Injury

Status: In Good Standing Licensed: 30 Years

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Nashville, NC 27856

Clare Marie Bobbitt Weddle

General Practice

Status: In Good Standing Licensed: 16 Years

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Nashville, NC 27856

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Nash County, NC Credit & Debt Lawyers, page 5

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

J. Edward Naylor

Carolyn Bernadette O'Garro-Moore

Cedric R. Perry

Philip A. Lane

James C. Proctor

Thomas J. Moore

Matthew P. Sperati

Steven R. Stroud

James R. Hamlett

Clare Marie Bobbitt Weddle

TIPS

LEGAL TERMS

SETOFF

DEBT COLLECTOR

WORKOUT

MEANS TEST

IRS EXPENSES

DISCHARGE (OF DEBTS)

REPOSSESSION

GRACE PERIOD

CREDIT FILE

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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