Ojai Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Rennee Renata Dehesa

Estate Planning, Bankruptcy, Business, Trusts, Estate

Status: In Good Standing Licensed: 17 Years

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915 E Main St, Santa Paula, CA 93060

Oscar Christopher Gonzalez

Commercial Leasing, Business Successions, Business Organization, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

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849 East Harvard Blvd, Santa Paula, CA 93060

A Bryan Diaz

Bankruptcy, Personal Injury, Mass Torts, Commercial Real Estate, Business

Status: In Good Standing Licensed: 22 Years

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701 E Santa Clara St, Ventura, CA 93001

Daniel A Higson

Education, Construction, Litigation, Estate, Bankruptcy

Status: In Good Standing Licensed: 48 Years

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5450 Telegraph Road, Ventura, CA 93003

Daniel Higson

Consumer Bankruptcy, Bankruptcy Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

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5450 Telegraph Rd, Ventura, CA 93003

William E. Winfield

Bankruptcy & Debt, Business, Real Estate, Securities

Status: In Good Standing Licensed: 39 Years

FREE CONSULTATION

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5811 Olivas Park Drive,, Ventura, CA 93003

Janet Audrey Lawson

Education, Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident

Status: In Good Standing

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3639 E Harbor Blvd, Ventura, CA 93001

Susan Jane Salehi

Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

3639 E Harbor Blvd, Ventura, CA 93001

Emmanuel Fomukong Fobi

Real Estate, Immigration, Bankruptcy, Car Accident, Accident & Injury

Status: In Good Standing Licensed: 24 Years

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309 S A St, Oxnard, CA 93030

Larry Dale Webb

Wills, Wills & Probate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

484 Mobil Avenue, Camarillo, CA 93010

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FCBA

See Fair Credit Billing Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Ojai Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Rennee Renata Dehesa

Oscar Christopher Gonzalez

A Bryan Diaz

Daniel A Higson

Daniel Higson

William E. Winfield

Janet Audrey Lawson

Susan Jane Salehi

Emmanuel Fomukong Fobi

Larry Dale Webb

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

SUBROGATION

FCBA

IRS EXPENSES

FAIR CREDIT BILLING ACT (FCBA)

MEETING OF CREDITORS

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

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