Old Fort Collection Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Barbara Sims Arthur

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Bankruptcy & Debt, Credit & Debt, Collection

Barbara Sims Arthur, a native of Chattanooga, Tennessee, has practiced law in Chattanooga and Rossville since 1977. Barbara Sims Arthur is licensed in... (more)

FREE CONSULTATION

CONTACT

423-697-9016

3335 Ringgold Rd, Chattanooga, TN 37412

Todd W Gee

Criminal, Collection, Business Organization, Merger & Acquisition, Adoption

Licensed: 5 Years

CONTACT

63 N Ocoee St, Cleveland, TN 37311

Sheridan Charles Franklin Randolph

Wills, Wills & Probate, Family Law, Collection

Status: In Good Standing

CONTACT

443 Worth St Nw, Cleveland, TN 37311

Rob Norred

Civil & Human Rights, Litigation, Credit & Debt, Collection, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

30 2Nd St Nw, Cleveland, TN 37311

April Perry Randle

Federal Appellate Practice, Collection, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

Cleveland, TN 37320

Laurie Jennifer Hadwyn-Janes

Landlord-Tenant, Traffic, Lending, Credit & Debt, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

1305 Timbercrest Ln, Chattanooga, TN 37421

Ryan Hanzelik

Family Law, Divorce, Criminal, Collection

Status: In Good Standing

CONTACT

4143 Ringgold Road, Chattanooga, TN 37412

Fred T. Hanzelik

Corporate, Collection, Bankruptcy, Accident & Injury

Status: Inactive Licensed: 49 Years

CONTACT

821 Vine St, Chattanooga, TN 37403

John Roan

Commercial Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

651 E 4Th St, Chattanooga, TN 37403

John G. Yantis

Wills & Probate, Workers' Compensation, Corporate, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

736 Georgia Ave, Chattanooga, TN 37402

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Old Fort Collection Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Barbara Sims Arthur

Todd W Gee

Sheridan Charles Franklin Randolph

Rob Norred

April Perry Randle

Laurie Jennifer Hadwyn-Janes

Ryan Hanzelik

Fred T. Hanzelik

John Roan

John G. Yantis

TIPS

LEGAL TERMS

CCCS

SECURED DEBT

NUISANCE FEES

GUARANTOR

CREDIT INSURANCE

INTEREST

REDEMPTION

SETOFF

FAIR CREDIT BILLING ACT (FCBA)

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