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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrew M. Rosenfeld

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Lawsuit & Dispute, Criminal, Divorce & Family Law, Bankruptcy & Debt, Federal Appellate Practice

FREE CONSULTATION

CONTACT

800-896-9080

30141 Antelope Road, Menifee, CA 92584

Christina Marie Holt

Estate, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

570 Central Ave, Lake Elsinore, CA 92530

Maryann Briseno

Family Law, Trusts, Bankruptcy, Tax

Status: In Good Standing

CONTACT

29991 Canyon Hills Rd, Lake Elsinore, CA 92532

Jonathan Bruce Teperson

Workers' Compensation, Collection

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

CONTACT

Lake Elsinore, CA 92531

Nicholas Jordan Alfano

Family Law, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

29826 Haun Rd, Menifee, CA 92584

Kathryn Clarice Yount

Lawsuit, Workers' Compensation, Credit & Debt, Wrongful Death, Medical Malpractice

Status: In Good Standing Licensed: 32 Years

CONTACT

31570 Railroad Canyon Rd, Menifee, CA 92587

Jeremiah D Raxter

Education, Trusts, Elder Law, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

27851 Bradley Rd, Menifee, CA 92586

Glen Joseph Biondi

Real Estate, Trusts, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

31610 Railroad Canyon Rd, Menifee, CA 92587

Mark Christopher Ellis

Family Law, Juvenile Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

31566 Railroad Canyon Rd, Menifee, CA 92587

David Akintimoye

Bankruptcy & Debt, Tax, Criminal, Real Estate

Status: In Good Standing Licensed: 21 Years

CONTACT

13800 Heacock Street, Moreno Valley, CA 92553

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

Perris Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Andrew M. Rosenfeld

Christina Marie Holt

Maryann Briseno

Jonathan Bruce Teperson

Nicholas Jordan Alfano

Kathryn Clarice Yount

Jeremiah D Raxter

Glen Joseph Biondi

Mark Christopher Ellis

David Akintimoye

TIPS

LEGAL TERMS

REDEMPTION

SECRET WARRANTY PROGRAM

COLLECTION AGENCY

C CORPORATION

DISCHARGEABLE DEBTS

FAIR CREDIT BILLING ACT (FCBA)

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT BUREAU

FCRA

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