Phoenix Bankruptcy & Debt Lawyer, Arizona, page 2

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Stanley A. Buzzelle II
About | Practice Areas
Law Office of S.A. Buzzelle II, PLLC
14050 N 83rd Avenue Suite 290 Peoria, AZ 85381» view map
Bankruptcy & Debt Law
Your Trusted Bankruptcy Attorney

If you are in need of legal services for matters relating to bankruptcy and divorce, rely on Law Office of S. A. Buzzelle II, PLLC in Peoria, AZ.

800-873-4991
1. Stanley A. Buzzelle II Peoria, AZ
  Attorney at Law- AZ
  Sandra Day O'Connor College of Law, J.D.
2. AboutLaw Office of S.A. Buzzelle II, PLLC
  Your Trusted Bankruptcy Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael Zdancewicz

Estate Planning, Bankruptcy, Personal Injury, Business, Mass Torts

Status: In Good Standing

CONTACT

3101 North Central Avenue, Phoenix, AZ 85012

Kristin W. Mazon

Bankruptcy, Corporate, Litigation, Personal Injury

Status: In Good Standing

CONTACT

2800 North Central Avenue, Phoenix, AZ 85004

Mari Jo Clark

Bankruptcy, Business Organization, DUI-DWI, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

3700 North 24th Street, Phoenix, AZ 85016

Benjamin Wright

Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

668 N. 44th St., Ste 300, Phoenix, AZ 85008

Meredith H. Flori

Bankruptcy, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

3700 N. 24th Street, Phoenix, AZ 85016

Robert J. Campo

Wills & Probate, Wills, Bankruptcy, Trusts

Status: In Good Standing

FREE CONSULTATION

CONTACT

2415 East Camelback Road, Phoenix, AZ 85016

Dan Gukeisen

Divorce, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

430 West 1st Street, Unit 101, Tempe, AZ 85281

Guy P Roll

Lawsuit & Dispute, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

2151 East Broadway Road, Tempe, AZ 85282

Martin J. Berkley

Employment Discrimination, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

4700 S. Mill Avenue, Tempe, AZ 85282

Denise K. Aguilar, Esq.

Bankruptcy, Criminal, DUI-DWI, Car Accident

Status: In Good Standing

CONTACT

4425 E. Agave Road, Phoenix, AZ 85044

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

Phoenix Bankruptcy & Debt Lawyer, Arizona, page 2

Sponsored Law Firm

Law Office of S.A. Buzzelle II, PLLC

SPONSORED LAWYERS

Michael Zdancewicz

Kristin W. Mazon

Mari Jo Clark

Benjamin Wright

Meredith H. Flori

Robert J. Campo

Dan Gukeisen

Guy P Roll

Martin J. Berkley

Denise K. Aguilar, Esq.

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISPOSABLE INCOME

INTEREST

COSIGNER

CURRENT MONTHLY INCOME

SECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT FILE

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