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Stanley A. Buzzelle II
About | Practice Areas
Law Office of S.A. Buzzelle II, PLLC
14050 N 83rd Avenue Suite 290 Peoria, AZ 85381» view map
Bankruptcy & Debt Law
Your Trusted Bankruptcy Attorney

If you are in need of legal services for matters relating to bankruptcy and divorce, rely on Law Office of S. A. Buzzelle II, PLLC in Peoria, AZ.

800-873-4991
1. Stanley A. Buzzelle II Peoria, AZ
  Attorney at Law- AZ
  Sandra Day O'Connor College of Law, J.D.
2. AboutLaw Office of S.A. Buzzelle II, PLLC
  Your Trusted Bankruptcy Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mari Jo Clark

Bankruptcy, Business Organization, DUI-DWI, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

3700 North 24th Street, Phoenix, AZ 85016

Aaron Graham York

Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

One North Central Avenue, Phoenix, AZ 85004

Aaron Mark Wesbrooks

Employee Rights, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

15396 N 83Rd Ave, Peoria, AZ 85381

Afshin Afsharimehr

Child Custody, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Mass Torts

Status: In Good Standing

CONTACT

4411 S 40th St, Phoenix, AZ 85040

Afshin Afsharimehr

Credit & Debt, Bankruptcy, Consumer Bankruptcy, Mass Torts, Civil Rights

Status: In Good Standing

CONTACT

6909 West Ray Road, Chandler, AZ 85226

Alyssa Brooke Whetstine

Credit & Debt, Employee Rights, Wills

Status: In Good Standing Licensed: 9 Years

CONTACT

1850 N Central Ave, Phoenix, AZ 85004

Amanda E Nelson

Consumer Rights, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

3001 E Camelback Rd, Phoenix, AZ 85016

Amorette Rinkleib

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

3033 N Central Ave, Phoenix, AZ 85012

Amy Reyes

Commercial Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Two North Central Avenue, Phoenix, AZ 85004

Andrea Michelle Palmer

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Two North Central Avenue, Phoenix, AZ 85004

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

SCOTTSDALE COMMERCIAL DEVELOPMENTS, INC. v. EULER HERMES AMERICAN CREDIT INDEMNITY COMPANY

... See, eg, ARS Â§ 20-252(8). SCD, which sold interactive electronic "whiteboards" for educational use, purchased a credit insurance policy (the "Policy") from ... Since it is clear, the debtor is disputing the debt and any potential loss payment due you would be held in abeyance until a ...

IN RE BRENDAN G.

... The juvenile court found that the credit charges were reasonably and necessarily incurred to obtain treatment for JP [7] Moreover, this is not a case where it is difficult to determine what portion of the credit debt is attributable to Victim's dental expenses. ...

IN RE MARRIAGE OF McGUCKIN v. McGuckin

... of their children with Wife as the primary residential parent; ordered Husband to pay $418.25 a month in child support; [1] ordered Husband to pay spousal maintenance of one dollar a month for two years; [2] ordered Husband to assume the community credit card debt of $5,709 ...

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Phoenix Credit & Debt Lawyer, Arizona

Sponsored Law Firm

Law Office of S.A. Buzzelle II, PLLC

SPONSORED LAWYERS

Mari Jo Clark

Aaron Graham York

Aaron Mark Wesbrooks

Afshin Afsharimehr

Afshin Afsharimehr

Alyssa Brooke Whetstine

Amanda E Nelson

Amorette Rinkleib

Amy Reyes

Andrea Michelle Palmer

TIPS

LEGAL TERMS

PRIORITY DEBT

SECURED DEBT

LIMITED PARTNERSHIP

FAIR CREDIT REPORTING ACT (FCRA)

ACCORD AND SATISFACTION

GRACE PERIOD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BULK SALES LAW

UNSECURED DEBT

SAMPLE LEGAL CASES

SCOTTSDALE COMMERCIAL DEVELOPMENTS, INC. v. EULER HERMES AMERICAN CREDIT INDEMNITY COMPANY

IN RE BRENDAN G.

IN RE MARRIAGE OF McGUCKIN v. McGuckin

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