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Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
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A. Gregory D'Alessandro

Business Organization, Collection, Products Liability, Medical Malpractice

Status: In Good Standing

CONTACT

2 North Finley Avenue, Basking Ridge, NJ 07920

Alison L. Galer

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Somerville, NJ 08876

Andrew Winchell

Securities, Business, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

90 Washington Valley Rd, Bedminster, NJ 07921

Brenda Jean Rediess Hoosein

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

Liberty Corner, NJ 07938

Brenda Rediess-Hoosein

Government, Agriculture, Reorganization

Status: In Good Standing Licensed: 37 Years

CONTACT

Liberty Corner, NJ 07938

Brenda J Rediess-Hoosein

Government, Agriculture, Reorganization

Status: In Good Standing Licensed: 37 Years

CONTACT

Liberty Corner, NJ 07938

Brian Levine

Real Estate, Immigration, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

Somerville, NJ 08876

Bruce J. Wisotsky

Litigation, Trusts, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

400 Crossing Blvd, Bridgewater, NJ 08807

Candice Huber Rienzo

Education, Real Estate, Lawsuit, Bankruptcy

Status: In Good Standing

CONTACT

400 Crossing Boulevard, Bridgewater, NJ 08807

Daniel M Stolz

Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

110 Allen Rd, Basking Ridge, NJ 07920

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Pluckemin Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

A. Gregory D'Alessandro

Alison L. Galer

Andrew Winchell

Brenda Jean Rediess Hoosein

Brenda Rediess-Hoosein

Brenda J Rediess-Hoosein

Brian Levine

Bruce J. Wisotsky

Candice Huber Rienzo

Daniel M Stolz

TIPS

LEGAL TERMS

HOUSEHOLDER

BANKRUPTCY TRUSTEE

LIMITED PARTNERSHIP

WORKOUT

S CORPORATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNDUE HARDSHIP

DEBT COLLECTOR

CREDIT BUREAU

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