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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Darya Thompson

Accident & Injury, Personal Injury, Bankruptcy & Debt, Social Security

Status: In Good Standing

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402 Main Street, Greenup, KY 41144

Matthew Aaron Wisecup

Divorce & Family Law, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing

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Greenup, KY 41144

Robert Stephen McGinnis

Criminal, Accident & Injury, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

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402 Main Street, Greenup, KY 41144

Bruce Everett Blackburn

Divorce & Family Law, Bankruptcy & Debt, Workers' Compensation, Accident & Injury, Estate

Status: In Good Standing

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620 Greenup Ave, Raceland, KY 41169

Dwight Orville Bailey

Employment, Insurance, Bankruptcy, Accident & Injury

Status: In Good Standing

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Flatwoods, KY 41139

Dwight O Bailey

Employment, Insurance, Bankruptcy, Accident & Injury

Status: In Good Standing

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Flatwoods, KY 41139

Matthew James Wixsom

Civil Rights, Banking & Finance, Bankruptcy, Accident & Injury

Status: Inactive

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Flatwoods, KY 41139

Ryan Avery Lother

General Practice

Status: In Good Standing

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Flatwoods, KY 41139

R. Jason Greer

Collection, Car Accident, Civil Rights, Divorce

Status: In Good Standing

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Grayson, KY 41143

Malenda S Haynes

Divorce & Family Law, Bankruptcy & Debt, Bankruptcy, Family Law

Status: In Good Standing

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201 N Court St, Grayson, KY 41143

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Quincy Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Darya Thompson

Matthew Aaron Wisecup

Robert Stephen McGinnis

Bruce Everett Blackburn

Dwight Orville Bailey

Dwight O Bailey

Matthew James Wixsom

Ryan Avery Lother

R. Jason Greer

Malenda S Haynes

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIQUIDATING PARTNER

CREDIT INSURANCE

GUARANTOR

DEFINED CONTRIBUTION PLAN

NONEXEMPT PROPERTY

REPOSSESSION

FRAUDULENT TRANSFER

ACCORD AND SATISFACTION

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