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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Collin C. McKean

✓ VERIFIED

Estate Planning, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

We make solutions for our clients, helping them navigate difficult transitions.

CONTACT

503-567-7967

1140 SW 11th Ave, Portland, OR 97205

B. William Ginsler

Bankruptcy, Corporate, Consumer Bankruptcy, Contract

Status: In Good Standing

FREE CONSULTATION

CONTACT

520 Sw Yamhill St., Portland, OR 97204

Leslie Bush

Immigration, Workers' Compensation, Divorce, Bankruptcy

Status: Inactive Licensed: 22 Years

CONTACT

1336 E Burnside St, Happy Valley, OR 97214

Aaron S Lohman

Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

1530 Sw Taylor St, Portland, OR 97205

Adam A. Kiel

Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

411 Sw 2Nd Ave, Happy Valley, OR 97204

Albert N. Kennedy

Real Estate, Litigation, Civil Rights, Bankruptcy

Status: Deceased Licensed: 82 Years

CONTACT

888 Sw 5Th Ave, Happy Valley, OR 97204

Alexzander C. J. Adams

Animal Bite, Criminal, Bed Bug, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

14705 South West Millikan Way, Beaverton, OR 97006

Amanda A. Gilmore

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 72 Years

CONTACT

1296 Se Roundelay St, Beaverton, OR 97123

Amy R. Johnson

Environmental Law Other, Environmental Law, Administrative Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

5836 Se Madison St, Happy Valley, OR 97215

Anaiah Krueger

Immigration, Workers' Compensation, Divorce, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

1200 N.W. Naito Parkway, Portland, OR 97209

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

In re Gunter

... After leaving HOH, applicant filed for bankruptcy, in which he obtained an order discharging over $236,000 in debt, including a number of credit card bills, an arbitration award that Dean Witter had obtained requiring the return of a signing bonus due to his abandonment of his ...

Gwin v. Lynn

... Defendant thereafter represented Gwin in a bankruptcy proceeding, which defendant initiated by filing a Chapter 7 (dissolution) bankruptcy petition. Plaintiff Thomas Renn was appointed trustee in plaintiff Gwin's bankruptcy. ...

IN RE STEFFEN

... Applicant did not respond to that request for about three months, at which point applicant advised the board that he had filed for bankruptcy. ... The fact that an applicant has a bankruptcy in his or her history is not in and of itself disqualifying. Scallon, 327 Or. at 39, 956 P.2d 982. ...

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Rainier Bankruptcy Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Collin C. McKean

B. William Ginsler

Leslie Bush

Aaron S Lohman

Adam A. Kiel

Albert N. Kennedy

Alexzander C. J. Adams

Amanda A. Gilmore

Amy R. Johnson

Anaiah Krueger

TIPS

LEGAL TERMS

LIEN

REAFFIRMATION

UNDUE HARDSHIP

DISCHARGEABLE DEBTS

GRACE PERIOD

TRUTH IN LENDING ACT (TILA)

FRAUDULENT TRANSFER

NUISANCE FEES

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

In re Gunter

Gwin v. Lynn

IN RE STEFFEN

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