Readyville Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

x
Click For More Info:

Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
4. Blog
5. Visit:
6. Website
7. Profile

Jeffrey Russell Smith

Corporate, Credit & Debt, Elder Law, Estate Planning

Status: In Good Standing Licensed: 26 Years

CONTACT

100 Vine St, Murfreesboro, TN 37133

Jason King

Construction, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

503 N Maple St, Murfreesboro, TN 37130

Ewing Thomas Sellers

Wills & Probate, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

111 N Maple St, Murfreesboro, TN 37130

Barbara Marie Penland-lafevers

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

722 S Church St, Murfreesboro, TN 37130

Misty Foy

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

2825 Bertram Ct, Murfreesboro, TN 37129

Misty Lavender Foy

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

2825 Bertram Ct, Murfreesboro, TN 37129

Ewing Sellers

Wills & Probate, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

111 N Maple St, Murfreesboro, TN 37130

Clifton Boyle Sobel

Administrative Law, Credit & Debt, Elder Law, Family Law

Status: In Good Standing Licensed: 30 Years

CONTACT

752 S Church St, Murfreesboro, TN 37130

Cathy Gasser

Bankruptcy, Banking & Finance, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

808 General Forrest Dr., Smyrna, TN 37167

Jeffrey Lynn Peach

Estate Planning, Family Law, Credit & Debt, Dispute Resolution

Status: In Good Standing Licensed: 16 Years

CONTACT

315 S Lowry St, Smyrna, TN 37167

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

Readyville Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jeffrey Russell Smith

Jason King

Ewing Thomas Sellers

Barbara Marie Penland-lafevers

Misty Foy

Misty Lavender Foy

Ewing Sellers

Clifton Boyle Sobel

Cathy Gasser

Jeffrey Lynn Peach

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

FRAUDULENT TRANSFER

GUARANTOR

DISPOSABLE INCOME

DISCHARGEABLE DEBTS

UNDUE HARDSHIP

DOING BUSINESS AS (DBA)

CREDIT INSURANCE

GRACE PERIOD

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

SORT BY:

FILTER BY:

PRACTICE AREAS 30

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details