Redwood Valley Collection Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stephen Francis Johnson

Real Estate, Estate

Status: In Good Standing

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Ukiah, CA 95482

Jeanne Marie Dejong

Estate Planning, Trusts, Wills & Probate, Estate

Status: In Good Standing Licensed: 10 Years

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532 S. Main St., Ukiah, CA 95482

Donald Joseph Mcmullen

General Practice

Status: In Good Standing Licensed: 22 Years

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445 North State St, Calpella, CA 95482

Chandra Marie Apperson

Gift Taxation, Bankruptcy

Status: In Good Standing Licensed: 17 Years

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Michael John Makdisi

State Government, Bankruptcy

Status: In Good Standing Licensed: 16 Years

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501 Low Gap Rd, Ukiah, CA 95482

Alisha Jacobson Sikes

Mediation, Divorce, Divorce & Family Law, Bankruptcy & Debt, Divorce

Status: In Good Standing

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390 W Standley St, Ukiah, CA 95482

Olivia Imelda Para

General Practice

Status: In Good Standing Licensed: 16 Years

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13900 Orr Springs Rd, Calpella, CA 95482

Dennis Charles O'Brien

Environmental Law

Status: Inactive Licensed: 38 Years

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1201 Parducci Rd, Calpella, CA 95482

Anne Cecile Molgaard

Family Law, Employee Rights

Status: In Good Standing Licensed: 33 Years

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842 Cypress Ave, Calpella, CA 95482

Katherine Jayne Houston

General Practice

Status: Inactive Licensed: 47 Years

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1313 W Clay St, Calpella, CA 95482

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Redwood Valley Collection Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Stephen Francis Johnson

Jeanne Marie Dejong

Donald Joseph Mcmullen

Chandra Marie Apperson

Michael John Makdisi

Alisha Jacobson Sikes

Olivia Imelda Para

Dennis Charles O'Brien

Anne Cecile Molgaard

Katherine Jayne Houston

TIPS

LEGAL TERMS

BANKRUPTCY

PRIORITY DEBT

TOXIC TORT

SECURED DEBT

DISPOSABLE INCOME

HOUSEHOLDER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT INSURANCE

IRS EXPENSES

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