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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Matthew Fraser Scholes

Commercial Real Estate, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

503 Fm 359 Rd, Richmond, TX 77406

William Madison Colgin

Environmental Law Other, Insurance, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

1117 Fm 359 Rd, Richmond, TX 77406

Shawn Christopher Johnston

Litigation, Family Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

212 Jackson Street, Richmond, TX 77469

Edward W. Gaskill

Juvenile Law, Oil & Gas, Family Law, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

807 Houston St, Richmond, TX 77469

Robert Daniel Franks

Construction, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

512 S 11Th Street, Richmond, TX 77469

James D. Pierce

International Other, Antitrust, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

115 Guenther St, Sugar Land, TX 77478

Russell C. Jones

International Other, Health Care Other, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

Sugar Land, TX 77496

Alan Ray Cervenka

Commercial Real Estate, Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

702 Stonewall Dr, Richmond, TX 77469

Byron R. O'neal

Litigation, Public Finance, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

401 Jackson Street, Richmond, TX 77469

Betsy Lynn Grubbs

Construction, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

14090 Southwest Fwy, Sugar Land, TX 77478

800-923-0641

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Richmond Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Matthew Fraser Scholes

William Madison Colgin

Shawn Christopher Johnston

Edward W. Gaskill

Robert Daniel Franks

James D. Pierce

Russell C. Jones

Alan Ray Cervenka

Byron R. O'neal

Betsy Lynn Grubbs

TIPS

LEGAL TERMS

S CORPORATION

PRESUMED ABUSE

SETOFF

DEBIT CARD

DOING BUSINESS AS (DBA)

FDCPA

CHAPTER 13 PLAN

LIMITED LIABILITY

TRUTH IN LENDING ACT (TILA)

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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