Riddleton Workout Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jacquelyn Scott

Litigation, Trusts, Family Law, Reorganization

Status: In Good Standing Licensed: 19 Years

CONTACT

216 Main St N, Carthage, TN 37030

Jacquelyn Michelle Scott

Litigation, Trusts, Family Law, Reorganization

Status: In Good Standing Licensed: 19 Years

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216 Main St N, Carthage, TN 37030

Jack Branden Bellar

Family Law, Elder Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 30 Years

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516 Main St N, Carthage, TN 37030

Sam Moore

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 19 Years

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212 Main St N, Carthage, TN 37030

Samuel Leach Moore

Reorganization, Estate Planning, Business, Federal Appellate Practice

Status: In Good Standing

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212 Main St N, Carthage, TN 37030

Timothy Davis

Trusts, Family Law, Insurance, Reorganization

Status: In Good Standing Licensed: 26 Years

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115 E Main St, Lebanon, TN 37087

Joshua Michael Robbins

Juvenile Law, Litigation, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 12 Years

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103 W Main St, Lebanon, TN 37087

Timothy Art Davis

Trusts, Family Law, Insurance, Reorganization

Status: In Good Standing Licensed: 26 Years

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115 E Main St, Lebanon, TN 37087

Susan Carol Parkes

Family Law, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

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112 1/2 E Main St, Lebanon, TN 37087

Samantha Lenee Key

Family Law, Insurance, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 12 Years

CONTACT

119 S College St, Lebanon, TN 37087

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FDCPA

See Fair Debt Collections & Practices Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Riddleton Workout Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jacquelyn Scott

Jacquelyn Michelle Scott

Jack Branden Bellar

Sam Moore

Samuel Leach Moore

Timothy Davis

Joshua Michael Robbins

Timothy Art Davis

Susan Carol Parkes

Samantha Lenee Key

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

INTEREST

DISPOSABLE INCOME

CREDIT INSURANCE

GARNISHMENT

FDCPA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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