Ridgeville Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christian Waites

✓ VERIFIED

Bankruptcy, Consumer Bankruptcy

Christian Waites, is the associate attorney for the firm’s Charleston office. He earned his Bachelor of Arts degree in Political Science from the Co... (more)

FREE CONSULTATION

CONTACT

843-744-3002

2170 Ashley Phosphate Rd., Charleston, SC 29406

Robert R. Meredith

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy

Robert R. Meredith, Jr. is a graduate of the University of South Carolina of Law and has been in the practice of bankruptcy law since 1994. He lives i... (more)

CONTACT

800-924-6981

4000 Faber Place Dr., North Charleston, SC 29405

D. Nathan Davis

Real Estate, Wills & Probate, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

711 Saint Andrews Blvd., Charleston, SC 29407

Brendan P Langendorfer

Bankruptcy, Estate Planning, Family Law, Litigation

Status: In Good Standing

CONTACT

3955 Faber Place Drive, North Charleston, SC 29405

David J. Mills

Construction, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

3245 Glenn Mc Connell Pkwy, Awendaw, SC 29464

Paul William Bradley

Divorce & Family Law, Wills & Probate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

6 Carriage Lane, Charleston, SC 29407

Jonathan McCrea Ewart

Divorce, Criminal, Consumer Protection, Credit & Debt

Status: In Good Standing

CONTACT

3614 Ashley Phosphate Rd, Charleston, SC 29418

R. Timothy Whisler

Real Estate, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1965 Gracewood Drive, Charleston, SC 29414

Ann Urquhart Bell

Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Charleston, SC 29416

Brian W. Badger

Commercial Real Estate, Residential Real Estate, Contract, Collection

Status: In Good Standing

CONTACT

1721 Ashley River Rd., Charleston, SC 29407

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Ridgeville Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Christian Waites

Robert R. Meredith

D. Nathan Davis

Brendan P Langendorfer

David J. Mills

Paul William Bradley

Jonathan McCrea Ewart

R. Timothy Whisler

Ann Urquhart Bell

Brian W. Badger

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LEGAL TERMS

SOLE PROPRIETORSHIP

NONEXEMPT PROPERTY

NUISANCE FEES

CREDIT REPORT

GRACE PERIOD

C CORPORATION

LIEN

GARNISHMENT

CURRENT MONTHLY INCOME

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