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Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
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Andrew B. Sobel

Landlord-Tenant, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

691 Elizabeth Ave, Newark, NJ 07112

William G Sanchez

Real Estate, Lawsuit & Dispute, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

520 W 1St Ave, Roselle, NJ 07203

Ariel Alvarez

Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law

Status: In Good Standing

CONTACT

500 N Wood Ave., Linden, NJ 07036

Michael Malloy

Real Estate, Lawsuit & Dispute, Banking & Finance, Collection

Status: In Good Standing

CONTACT

6 Commerce Drive, Cranford, NJ 07016

Michael D Malloy

Employment, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

6 Commerce Drive, Cranford, NJ 07016

Brianna Elizabeth Jordan

Estate Planning, Labor Law, Employee Rights, Bankruptcy, Professional Responsibility

Status: In Good Standing

CONTACT

14 Commerce Dr, Cranford, NJ 07016

Scott C Pyfer

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

20 Commerce Dr, Cranford, NJ 07016

W. Raymond Felton

Securities, Corporate, Banking & Finance, Reorganization

Status: In Good Standing

CONTACT

99 Wood Avenue South, Woodbridge, NJ 07095

Ellen Ann Geyette

Other, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

10 Wall Street, Cranford, NJ 07016

Diene Hernandez-Rodriguez

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

440 Westfield Ave, Elizabeth, NJ 07208

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FCRA

See Fair Credit Reporting Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Roselle Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

Andrew B. Sobel

William G Sanchez

Ariel Alvarez

Michael Malloy

Michael D Malloy

Brianna Elizabeth Jordan

Scott C Pyfer

W. Raymond Felton

Ellen Ann Geyette

Diene Hernandez-Rodriguez

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

FCRA

TRADE DRESS

SECURED DEBT

IRS EXPENSES

UNDUE HARDSHIP

DOING BUSINESS AS (DBA)

PREFERENCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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