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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Tammara S. Bloom

Collaborative Law, Alimony & Spousal Support, Child Support, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

30 Union Ave, Campbell, CA 95008

Kelly Lane Klokow

Estate, Family Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

1150 N 1St St, Alviso, CA 95112

Brette Evans

International Tax, Bankruptcy, Contract, Dispute Resolution, Business

Status: In Good Standing Licensed: 29 Years

CONTACT

1150 N First St #110, San Jose, CA 95112

David Blaise Rao

Consumer Bankruptcy, Commercial Bankruptcy

Status: In Good Standing

CONTACT

2775 Park Ave, Santa Clara, CA 95050

Ronald Wilcox

Commercial Real Estate, Motor Vehicle, Collection, Bankruptcy

Status: In Good Standing

CONTACT

2021 The Alameda, Alviso, CA 95126

Nicholas J. Arduini

Other, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2192 Northampton Dr, Alviso, CA 95124

Ryan Martin Penhallegon

Litigation, Business & Trade, Credit & Debt, Collection

Status: In Good Standing

CONTACT

1754 Technology Dr, San Jose, CA 95110

Victoria Zhi Li

Estate, Bankruptcy, Gift Taxation

Status: In Good Standing

CONTACT

2845 Moorpark Ave, San Jose, CA 95128

Robert Glenn Harris

Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

2775 Park Ave, Santa Clara, CA 95050

Michael William Malter

Contract, Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2775 Park Ave, Santa Clara, CA 95050

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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San Jose Bankruptcy & Debt Lawyer, California, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Tammara S. Bloom

Kelly Lane Klokow

Brette Evans

David Blaise Rao

Ronald Wilcox

Nicholas J. Arduini

Ryan Martin Penhallegon

Victoria Zhi Li

Robert Glenn Harris

Michael William Malter

TIPS

LEGAL TERMS

INTEREST

BULK SALES LAW

NONEXEMPT PROPERTY

CREDITOR

CREDIT BUREAU

CHAPTER 7 BANKRUPTCY

TRADE DRESS

FAIR CREDIT REPORTING ACT (FCRA)

GENERAL PARTNER

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