Santa Maria Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Howard Drenth Dodson

General Practice

Status: Inactive Licensed: 50 Years

CONTACT

4331 Stonewood Ct, Santa Maria, CA 93455

John Edwin Hinden

Employment, Child Custody, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

1016 E Main St, Santa Maria, CA 93454

Andrew Jang

Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

312 E Cook St, Santa Maria, CA 93454

Christopher St Clair Biely

Divorce & Family Law, Estate, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

705 E Main St, Santa Maria, CA 93454

Noelle Therese Gaston

Wills & Probate, Pension & Benefits, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

705 E Main St, Santa Maria, CA 93454

R. Morgan Holland

Divorce & Family Law, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 28 Years

CONTACT

323 N. Vine St., Santa Maria, CA 93454

Roy Morgan Holland

Bankruptcy

Status: In Good Standing

CONTACT

323 Vine St, Santa Maria, CA 93454

Penn Ayers Butler

Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

Santa Maria, CA 93456

Ray Lewis Fuller

General Practice

Status: In Good Standing

CONTACT

4904 Sandpiper Ln, Guadalupe, CA 93434

Robert Edmund Traylor

Real Estate, Estate, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

1010 N "H" St, Lompoc, CA 93436

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FCRA

See Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Santa Maria Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Howard Drenth Dodson

John Edwin Hinden

Andrew Jang

Christopher St Clair Biely

Noelle Therese Gaston

R. Morgan Holland

Roy Morgan Holland

Penn Ayers Butler

Ray Lewis Fuller

Robert Edmund Traylor

TIPS

LEGAL TERMS

MEETING OF CREDITORS

COLLATERAL

CHAPTER 7 BANKRUPTCY

FCRA

CURRENT MONTHLY INCOME

COLLECTION AGENCY

REAFFIRMATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT BUREAU

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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