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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Desiree V. Causey

Estate, Divorce & Family Law, Bankruptcy & Debt

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17011 Beach Boulevard, Huntington Beach, CA 92647

Alan Leigh Armstrong

Wills, Trusts, Estate, Bankruptcy

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16835 Algonquin St, Huntington Beach, CA 92649

Alisa Claire Admiral

Employment Discrimination, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

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5150 E Pacific Coast Hwy, Carson, CA 90804

Andrew G. Hagopian

Litigation, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

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14382 Astronautics Ln, Huntington Beach, CA 92647

Anthony J. Almaz

Tax, Business, Bankruptcy

Status: In Good Standing Licensed: 7 Years

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6700 E Pacific Coast Hwy, Long Beach, CA 90803

Benjamin E. Iserhien

Commercial Real Estate, Immigration, Credit & Debt, Bankruptcy, International

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17011 Beach Blvd, Huntington Beach, CA 92647

Benjamin E. Iserhien

Real Estate, Immigration, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

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17011 Beach Blvd, Huntington Beach, CA 92647

Brent William Caldwell

Employment, Collection, Personal Injury

Status: In Good Standing Licensed: 21 Years

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20042 Beach Blvd, Huntington Beach, CA 92648

Catherine Elizabeth Christiansen

Commercial Real Estate, Commercial Banks, Collection, Bankruptcy

Status: In Good Standing Licensed: 28 Years

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17011 Beach Blvd, Huntington Beach, CA 92647

Christine A. Kingston

Litigation, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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17011 Beach Blvd, Huntington Beach, CA 92647

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

Sunset Beach Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Desiree V. Causey

Alan Leigh Armstrong

Alisa Claire Admiral

Andrew G. Hagopian

Anthony J. Almaz

Benjamin E. Iserhien

Benjamin E. Iserhien

Brent William Caldwell

Catherine Elizabeth Christiansen

Christine A. Kingston

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LEGAL TERMS

PRESUMED ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

INTEREST

DOING BUSINESS AS (DBA)

UNDUE HARDSHIP

LOSS DAMAGE WAIVER (LDW)

FRAUDULENT TRANSFER

SECURED DEBT

FDCPA

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