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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Aaron M. Cardenas

International Tax, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1605 Philippe Pkwy, Safety Harbor, FL 34695

Alexis Marie Palma

Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

27 N Ring Ave, Tarpon Springs, FL 34689

Alicen Marie Barrett

Mediation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

505 Patricia Ave, Dunedin, FL 34698

Angela Morton Armstrong

Civil Rights, Credit & Debt, Business & Trade, Commercial Real Estate

Status: In Good Standing Licensed: 24 Years

CONTACT

1155 Tampa Rd, Palm Harbor, FL 34683

Bill Cosmos Giallourakis

Criminal, Discrimination, Civil & Human Rights, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

121 Bay St, Tarpon Springs, FL 34689

Brendan Russell Riley

Criminal, Credit & Debt, Car Accident, Corporate, Consumer Rights

Status: In Good Standing Licensed: 14 Years

CONTACT

5435 Main St, New Port Richey, FL 34652

Bruce T. Lucas

Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1151 Skye Lane, Palm Harbor, FL 34683

Bryan B. Levine

Estate, Americans with Disabilities Act , Trade Associations, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

36428 U.S. 19 N., Palm Harbor, FL 34684

Carolyn L. Secor

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

CONTACT

2451 N McMullen Booth Rd, Clearwater, FL 33759

Carolyn L. Secor

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

CONTACT

7813 Mitchell Blvd., New Port Richey, FL 34655

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Tarpon Springs Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Aaron M. Cardenas

Alexis Marie Palma

Alicen Marie Barrett

Angela Morton Armstrong

Bill Cosmos Giallourakis

Brendan Russell Riley

Bruce T. Lucas

Bryan B. Levine

Carolyn L. Secor

Carolyn L. Secor

TIPS

LEGAL TERMS

IRS EXPENSES

ADMINISTRATIVE EXPENSES

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

UNSECURED DEBT

CYBERSQUATTING

ACCORD AND SATISFACTION

CHAPTER 13 PLAN

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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